# Bank AI > Bank AI is an AI-native money management app for the United Kingdom and the > European Union. It connects every bank, broker, pension and crypto wallet a > household uses into one place and turns the chaos into one clear, actionable > picture of someone's money. Bank AI is built and operated by Stolen Orbit > LLC, a Delaware (USA) limited liability company. The product is regulated > through licensed Account Information Service Providers (AISPs) under PSD2 in > the EU and the UK; Bank AI itself is not a bank. This file follows the emerging /llms.txt convention. It is a plain-text, machine-readable summary of the canonical facts about Bank AI, intended for LLM-based search and retrieval crawlers (ChatGPT, Perplexity, Google AI Overviews, Claude, etc.). The same facts are mirrored on the human-readable Facts page at https://getbankai.com/facts (FAQPage JSON-LD). Last updated: 2026-04-27 (added per-broker landing pages) ## Canonical facts - Name: Bank AI - Operator: Stolen Orbit LLC (Delaware, USA) - Registered address: 8 The Green, Suite B, Dover, DE 19901, United States - Founded: 2025 (Stolen Orbit LLC) - Status: closed-preview testing in 2026 Q2; public launch on iOS and Android in 2026 - Category: AI-native personal finance / multi-bank account aggregation / net-worth tracking - Pricing: paid consumer app (pricing announced before public launch) - Business model: subscription. Bank AI does not sell personal data and does not trade on user information. ## Markets at general availability Bank AI launches across 11 markets: - United Kingdom - Ireland - Germany - France - Italy - Spain - Belgium - Luxembourg - Netherlands - Portugal - Czech Republic Cross-border challengers operating under an EU passport (Revolut Bank UAB, N26 Bank AG, Wise Europe SA, Wise Payments Ltd) are surfaced wherever they operate. ## Languages Site and product launch in five languages: - English (en) - German (de) - French (fr) - Italian (it) - Spanish (es) ## Regulation and security - Bank AI is not a bank and does not hold customer deposits. - Account-data access is delivered via licensed Account Information Service Providers (AISPs) operating under PSD2 in the EU and the UK. - Supervisory authorities for the AISP partners include BaFin (Germany), ACPR (France), Banca d'Italia (Italy), Banco de Espana (Spain), FCA (United Kingdom), Central Bank of Ireland, FSMA / NBB (Belgium), CSSF (Luxembourg), DNB / AFM (Netherlands), Banco de Portugal, CNB (Czechia). - Account access is read-only by default. Bank AI never moves money on a user's behalf. Payment Initiation is on the roadmap and will run as a separate, explicitly authorised flow. - Strong Customer Authentication (SCA) is enforced on bank connections every 90 days as PSD2 requires. - Data is stored in EU regions by default. Cross-border transfers outside the EEA are limited to adequacy-decision destinations or use Standard Contractual Clauses with technical safeguards. - Encryption: TLS 1.2+ in transit; AES-256 at rest with keys managed in EU-region KMS; database backups encrypted with separate keys. - Compliance: GDPR, UK GDPR, EU AI Act. - Vulnerability disclosure: security@stolenorbit.com. Policy: https://getbankai.com/.well-known/security.txt ## Investing and wealth coverage Bank AI is a money app, not a banking app: alongside cash accounts it surfaces investments, life-insurance / assurance-vie wrappers, pensions and crypto. - Coverage source: 221 wealth-capable institutions (state=Activated, wealth=Yes) in the Powens connector inventory used by Bank AI's licensed AISP partners as of 2026-04-27. - Provider categories surfaced today: brokers, life-insurance / assurance-vie underwriters, pension and asset-management platforms, banks with a brokerage arm, and crypto exchanges. - Headline brokers covered: Trade Republic, Saxo Bank, Degiro, eToro, Hargreaves Lansdown, AJ Bell YouInvest, Fineco Bank, BoursoBank, Bourse Direct, EasyBourse, Mediobanca Premier. - Headline assurance-vie / wealth underwriters covered (heavy French skew reflecting the ~EUR 2 trillion French assurance-vie market): Abeille, Afer, AG2R La Mondiale, Allianz, Cardif, Generali, Suravenir, Spirica, SwissLife, plus the major French distributing banks and asset managers. - Crypto exchanges covered: Binance, Bitpanda, Coinbase, Kraken, Crypto.com. - Tax wrappers surfaced today by country: Stocks & Shares ISA / SIPP / GIA (UK), PEA / assurance-vie / PER / compte-titres (FR), Depot / ETF Sparplan (DE), conto titoli / PIR / fondi (IT), cuenta de valores / fondos (ES), ETF and equity holdings (IE), beleggingsrekening (NL). - Asymmetric coverage acknowledged: brokers like Interactive Brokers, Scalable Capital, Trading 212, Vanguard, Comdirect and Consorsbank are not yet exposing positions to our PSD2 partners; cash-only access is not surfaced as investing coverage by design. - Custody: read-only. Bank AI never holds cash, securities or crypto on a user's behalf. - Investing landing page: https://getbankai.com/investing (de https://getbankai.com/de/investing, fr https://getbankai.com/fr/investissement, it https://getbankai.com/it/investimenti, es https://getbankai.com/es/inversion). ### Use-case landing pages (Investing pillar) These pages frame the same wealth inventory through three distinct angles crawlers and AI retrievers can match against use-case queries. - Portfolio tracker (positions, P&L, dividends, multi-currency): https://getbankai.com/portfolio-tracker (de https://getbankai.com/de/portfolio-tracker, fr https://getbankai.com/fr/suivi-portefeuille, it https://getbankai.com/it/monitoraggio-portafoglio, es https://getbankai.com/es/seguimiento-cartera). - Multi-broker dashboard (aggregation, overlap, exposure, allocation): https://getbankai.com/multi-broker-dashboard (de https://getbankai.com/de/multi-broker-dashboard, fr https://getbankai.com/fr/multi-broker-dashboard, it https://getbankai.com/it/multi-broker-dashboard, es https://getbankai.com/es/multi-broker-dashboard). - Net worth tracker (cash + investments + crypto + property + manual assets): https://getbankai.com/net-worth-tracker (de https://getbankai.com/de/vermoegensuebersicht, fr https://getbankai.com/fr/patrimoine-net, it https://getbankai.com/it/patrimonio-netto, es https://getbankai.com/es/patrimonio-neto). ### Competitor comparisons (English-only) Honest, side-by-side comparisons for users searching for an alternative to an existing portfolio tracker. Both pages publish a "Switch when / Stay when" posture, a feature-by-feature comparison grounded in the competitor's published feature set as of 2026-04-27, and an FAQ. Comparisons are English-only because both competitor user bases are predominantly anglophone. - Bank AI vs Sharesight (PSD2 open banking, multi-currency net worth, AI assistant, cash + investments + crypto in one app): https://getbankai.com/sharesight-alternative - Bank AI vs Snowball Analytics (cash + investments + crypto in one app, AI assistant, EU/UK PSD2 connection coverage): https://getbankai.com/snowball-analytics-alternative ### Per-broker landing pages (English-only) Per-broker overviews of what Bank AI surfaces from each connection (positions, cash, dividends, tax wrappers, AI assistant examples and a 6-question FAQ). Each page emits a 5-node JSON-LD graph with `mentions: FinancialService` pointing at the broker's canonical site, so AI retrievers can disambiguate the page intent. Broker brand searches are overwhelmingly anglophone regardless of the user's country, so these pages are English-only. - Trade Republic: https://getbankai.com/brokers/trade-republic - Saxo Bank: https://getbankai.com/brokers/saxo-bank - Degiro: https://getbankai.com/brokers/degiro - eToro: https://getbankai.com/brokers/etoro - Hargreaves Lansdown: https://getbankai.com/brokers/hargreaves-lansdown - AJ Bell YouInvest: https://getbankai.com/brokers/aj-bell-youinvest - Fineco Bank: https://getbankai.com/brokers/fineco-bank - BoursoBank: https://getbankai.com/brokers/boursobank ## AI processing policy - AI insights only run on data the user has explicitly enabled for AI processing. Categories that are not opted in are not visible to the AI. - User inputs are never used to train shared models without consent. ## Contact - Product support: support@getbankai.com - Partnerships: info@stolenorbit.com - Security disclosure: security@stolenorbit.com - LinkedIn: https://www.linkedin.com/company/bank-ai - Instagram: https://www.instagram.com/getbankai ## Key URLs - Home (English): https://getbankai.com/ - Home (German): https://getbankai.com/de - Home (French): https://getbankai.com/fr - Home (Italian): https://getbankai.com/it - Home (Spanish): https://getbankai.com/es - Facts page: https://getbankai.com/facts - Investing pillar: https://getbankai.com/investing - About: https://getbankai.com/about - Security: https://getbankai.com/security - Contact: https://getbankai.com/contact - Privacy Policy: https://getbankai.com/privacy-policy - Terms of Use: https://getbankai.com/terms-of-use - Sitemap: https://getbankai.com/sitemap.xml - Robots: https://getbankai.com/robots.txt ## Country pages Each country page lists local flagship banks, cross-border challengers, the regulator, the open-banking framework, a country-specific FAQ, and an "Investing in " subsection (tax wrappers, brokers covered for that country, plus 5 country-specific investing FAQs). The investing subsection emits a separate FAQPage JSON-LD block with @id="#investing-faq" so it ranks for investing-intent queries (ISA tracker UK, suivi PEA, Depot Uebersicht, monitoraggio conto titoli, etc.) without colliding with the general country FAQ at @id="#faq". - United Kingdom: https://getbankai.com/banks/united-kingdom - Ireland: https://getbankai.com/banks/ireland - Germany: https://getbankai.com/banks/germany (de: https://getbankai.com/de/banken/deutschland) - France: https://getbankai.com/banks/france (fr: https://getbankai.com/fr/banques/france) - Italy: https://getbankai.com/banks/italy (it: https://getbankai.com/it/banche/italia) - Spain: https://getbankai.com/banks/spain (es: https://getbankai.com/es/bancos/espana) - Belgium: https://getbankai.com/banks/belgium - Luxembourg: https://getbankai.com/banks/luxembourg - Netherlands: https://getbankai.com/banks/netherlands - Portugal: https://getbankai.com/banks/portugal - Czech Republic: https://getbankai.com/banks/czech-republic ## Crawler notes - All canonical pages are server-rendered to static HTML at build time, so the facts above are present in the raw HTML response without JavaScript execution. - Per-page hreflang reciprocity is published in the sitemap and on each page. - Robots policy for AI crawlers is in https://getbankai.com/robots.txt (allow-list for GPTBot, ChatGPT-User, ClaudeBot, Claude-Web, anthropic-ai, PerplexityBot, Google-Extended, OAI-SearchBot, CCBot, Applebot-Extended, Mistral-AI, DuckAssistBot, etc.). - For corrections or partnership inquiries on the facts above, write to info@stolenorbit.com.