Bank AI
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Luxemburg

Aktive Bank-Anbindungen
23
Marktabdeckung
95%
Aufsichtsbehorde
CSSF
Wahrung
EUR

  • Luxembourg has the highest density of private and asset-management banks in the world per capita.

  • The CSSF supervises both PSD2 implementation and the country's enormous fund-management industry.

  • Luxembourg is officially trilingual (Luxembourgish, French, German) - Bank AI's multilingual UI maps onto the local market by design.

  • Banque et Caisse d'Epargne de l'Etat (BCEE / Spuerkeess)

    Major retail

    Luxembourg's state-owned savings bank, the country's largest retail bank.

  • BGL BNP Paribas

    Major retail and corporate

    Luxembourg's primary BNP Paribas subsidiary, with strong cross-border presence.

  • Banque Internationale a Luxembourg

    Major retail and private

    BIL, one of the country's oldest and largest commercial banks.

  • Banque de Luxembourg

    Private banking

    Private bank with a strong asset-management arm.

  • ING Luxembourg

    Retail bank

    Luxembourg arm of ING Group.

  • Raiffeisen Luxembourg

    Cooperative

    Cooperative bank network in Luxembourg.

Auch hier verfugbar: internationale Banken

Deine Bank fehlt?

Bank AI deckt deutlich mehr Institute ab als hier aufgefuhrt - inklusive Genossenschaftsbanken, Regionalbanken und reiner Online-Anbieter. Wenn deine Bank nicht dabei ist, schreib uns - wir bestatigen die Abdeckung.

Abdeckung prufen

  1. 1. Konten verbinden

    Banken, Broker, Vorsorgekonten und Krypto-Wallets uber PSD2-lizenzierte Open-Banking-Partner anbinden - standardmassig nur lesend.

  2. 2. Gesamtbild sehen

    Vermogen, monatlicher Cashflow, Ausgaben, Sparen, Investments und Krypto - in deiner Heimwahrung, automatisch aktualisiert.

  3. 3. Die KI uebernimmt das Heben

    Kategorisierung, Anomalie-Warnungen, Sparprognosen und ein Chat, der deine Finanzfragen in Klartext beantwortet.

Commission de Surveillance du Secteur Financier (CSSF)PSD2 (Luxembourg implementation)

Investieren-Bereich

Account types we surface

Compte-titres, fonds, SICAV

SICAV exposure is surfaced as fund holdings with NAV; private-banking accounts at the major Luxembourg banks are read where the connector supports it.

Brokers covered for Luxembourg investors

  • Trade Republic
  • Saxo Bank
  • Degiro
  • eToro

Broker, Vermoegensplane und Krypto-Boersen mit Anbindung

Kuratierte Auswahl der wealth-faehigen Institute, die Bank AI in diesem Markt verbindet. Klicke eine Karte, um zu sehen, welche Positionen, Vorsorgehuellen und Steuerdaten Bank AI fuer den Anbieter ausliest.

Investing in Luxembourg - frequently asked questions

Which brokers does Bank AI support in Luxembourg?

Pan-European brokers operating in Luxembourg under EU passporting - Trade Republic, Saxo Bank, Degiro and eToro. Domestic private-bank brokerage at BGL BNP Paribas, Banque Internationale a Luxembourg and Banque de Luxembourg is surfaced where the connector exposes positions via PSD2.

How are SICAV holdings represented?

SICAV positions are read as fund holdings with daily NAV, sitting in their correct wrapper account. Multi-currency exposure (EUR, USD, GBP) is reflected in your net worth automatically.

Is the Luxembourg 20 per cent capital-gains rate calculated?

No - Bank AI is a money app, not a tax tool. The Luxembourg capital-gains rules (including the speculation period for short-term gains and the substantial-shareholder regime) are calculated by your broker or in dedicated tax software. We surface the underlying disposals so the audit trail is clean.

Can I see private banking, brokerage and crypto together?

Yes. Luxembourg private-banking accounts, your pan-European broker positions and your Coinbase, Bitpanda or Kraken wallets appear in the same multi-currency view, with the AI assistant reading across all of them.

Is Bank AI regulated for Luxembourg users?

Bank AI is a money app - not a bank. Account-information access is delivered by licensed Account Information Service Providers (AISPs) supervised by the CSSF or another EU regulator and passported into Luxembourg under PSD2.

Investieren mit Bank AI →

Bank AIOther tools
Multibank, landerubergreifendJaTeilweise
KI-Assistent auf Basis echter DatenJaNein
EU-Datenresidenz, DSGVO standardmassigJaTeilweise
Krypto-ready (in Vorbereitung)TeilweiseNein

Quelles banques luxembourgeoises sont supportees?

Bank AI couvre les principales banques de detail luxembourgeoises - BCEE / Spuerkeess, BGL BNP Paribas, Banque Internationale a Luxembourg, ING Luxembourg, Raiffeisen Luxembourg - ainsi que des banques privees comme Banque de Luxembourg. Total: 23 connecteurs actifs.

Bank AI fonctionne-t-il pour les transfrontaliers belges, francais et allemands?

Oui. Si vous travaillez au Luxembourg et habitez en Belgique, en France ou en Allemagne, Bank AI consolide automatiquement vos comptes des deux cotes de la frontiere, avec conversion entre EUR et eventuelles autres devises.

Bank AI est-il regule par la CSSF?

Bank AI n'est pas une banque luxembourgeoise. L'acces aux donnees de comptes se fait via un partenaire AISP licencie sous PSD2 et supervise par la CSSF ou par une autre autorite europeenne equivalente.

Bank AI gere-t-il les comptes de banque privee a Luxembourg?

Les comptes de banque privee sont supportes des qu'ils sont exposes via PSD2. Pour les comptes a forte composante asset-management, l'integration depend de la mise a disposition d'API par chaque banque.

🇱🇺 Luxemburg

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