Bank AI
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Tschechien

Bank-App fur Tschechien: 5+ Banken in einer App

Aktive Bank-Anbindungen
5
Marktabdeckung
90%
Aufsichtsbehorde
CNB
Wahrung
CZK

Warum Bank AI

Drei Dinge, die du wissen solltest:

  • The Czech retail market is dominated by three banks (Ceska sporitelna, KB, CSOB) which together hold roughly 60% of household current accounts.

  • The Czech National Bank operates a centralised credit register that aggregates exposure data across all major lenders.

  • Czech consumers transact in CZK, which Bank AI converts and normalises into your home currency for cross-border views.

Unterstutzte Banken

  • Ceska sporitelna

    Major retail

    Czech Republic's largest bank by customers, owned by Erste Group.

  • Komercni banka

    Major retail and corporate

    Major Czech bank, part of Societe Generale group.

  • CSOB

    Major retail and corporate

    Major Czech bank within the KBC group.

  • Raiffeisenbank Czech Republic

    Retail bank

    Czech arm of the Raiffeisen banking group.

  • Air Bank

    Direct bank

    Digital-first Czech retail bank within the PPF group.

Auch hier verfugbar: internationale Banken

  • Revolut

    International neobank

    Czech customers are served by Revolut Bank UAB under the Lithuanian banking licence, passported into the Czech Republic.

  • Wise

    International account

    Multi-currency account; serves Czech customers via Wise Europe SA under its Belgian e-money licence.

Deine Bank fehlt?

Bank AI deckt deutlich mehr Institute ab als hier aufgefuhrt - inklusive Genossenschaftsbanken, Regionalbanken und reiner Online-Anbieter. Wenn deine Bank nicht dabei ist, schreib uns - wir bestatigen die Abdeckung.

Abdeckung prufen

So funktioniert Bank AI

  1. 1. Konten verbinden

    Banken, Broker, Vorsorgekonten und Krypto-Wallets uber PSD2-lizenzierte Open-Banking-Partner anbinden - standardmassig nur lesend.

  2. 2. Gesamtbild sehen

    Vermogen, monatlicher Cashflow, Ausgaben, Sparen, Investments und Krypto - in deiner Heimwahrung, automatisch aktualisiert.

  3. 3. Die KI uebernimmt das Heben

    Kategorisierung, Anomalie-Warnungen, Sparprognosen und ein Chat, der deine Finanzfragen in Klartext beantwortet.

Regulierung und Vertrauen

Czech National Bank (CNB)PSD2 (Czech implementation)

Bank AI im Vergleich

Bank AIOther tools
Multibank, landerubergreifendJaTeilweise
KI-Assistent auf Basis echter DatenJaNein
EU-Datenresidenz, DSGVO standardmassigJaTeilweise
Krypto-ready (in Vorbereitung)TeilweiseNein

Haufig gestellte Fragen

Which Czech banks are supported by Bank AI?

Bank AI covers the three big Czech banks - Ceska sporitelna, Komercni banka and CSOB - plus Raiffeisenbank Czech Republic and Air Bank. Czech connector coverage is currently 5 banks and will expand as additional licensed partners come online.

Does Bank AI handle CZK as well as EUR?

Yes. Bank AI normalises all multi-currency balances into your chosen home currency using daily ECB / market reference rates, while keeping the original CZK figure visible per account.

Is Bank AI regulated by the Czech National Bank?

Bank AI is not a Czech bank. AISP partners that hold permissions under PSD2 - either from the Czech National Bank or from an EU member state and passported into the Czech Republic - handle the account-information service layer.

Auch verfugbar in

Bereit fur Klarheit?

🇨🇿 Tschechien

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