Bank AI
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Czech Republic

Czech Republic banking app - connect 5+ banks in one place

Active connectors
5
Retail coverage
90%
Regulator
CNB
Currency
CZK

Why Bank AI

Three things you should know:

  • The Czech retail market is dominated by three banks (Ceska sporitelna, KB, CSOB) which together hold roughly 60% of household current accounts.

  • The Czech National Bank operates a centralised credit register that aggregates exposure data across all major lenders.

  • Czech consumers transact in CZK, which Bank AI converts and normalises into your home currency for cross-border views.

Banks we support

  • Ceska sporitelna

    Major retail

    Czech Republic's largest bank by customers, owned by Erste Group.

  • Komercni banka

    Major retail and corporate

    Major Czech bank, part of Societe Generale group.

  • CSOB

    Major retail and corporate

    Major Czech bank within the KBC group.

  • Raiffeisenbank Czech Republic

    Retail bank

    Czech arm of the Raiffeisen banking group.

  • Air Bank

    Direct bank

    Digital-first Czech retail bank within the PPF group.

International banks available here

  • Revolut

    International neobank

    Czech customers are served by Revolut Bank UAB under the Lithuanian banking licence, passported into the Czech Republic.

  • Wise

    International account

    Multi-currency account; serves Czech customers via Wise Europe SA under its Belgian e-money licence.

Don't see your bank?

Bank AI's coverage extends well beyond the names listed here, including the long tail of cooperative, regional and online-only institutions. If your bank isn't shown, get in touch and we'll confirm coverage.

Check coverage

How Bank AI works

  1. 1. Connect your accounts

    Link banks, brokers, pensions and crypto wallets through PSD2-licensed open-banking partners. Read-only by default.

  2. 2. See the whole picture

    Net worth, monthly cash flow, spending, savings, investments and crypto - in your home currency, refreshed automatically.

  3. 3. Let the AI do the heavy lifting

    Categorisation, anomaly alerts, savings forecasts and a chat that answers plain-language questions about your money.

Regulation and trust

Czech National Bank (CNB)PSD2 (Czech implementation)

How Bank AI compares

Bank AIOther tools
Multi-bank, multi-country viewYesPartial
AI assistant grounded in your real dataYesNo
EU data residency, GDPR by defaultYesPartial
Crypto-ready (in build)PartialNo

Frequently asked questions

Which Czech banks are supported by Bank AI?

Bank AI covers the three big Czech banks - Ceska sporitelna, Komercni banka and CSOB - plus Raiffeisenbank Czech Republic and Air Bank. Czech connector coverage is currently 5 banks and will expand as additional licensed partners come online.

Does Bank AI handle CZK as well as EUR?

Yes. Bank AI normalises all multi-currency balances into your chosen home currency using daily ECB / market reference rates, while keeping the original CZK figure visible per account.

Is Bank AI regulated by the Czech National Bank?

Bank AI is not a Czech bank. AISP partners that hold permissions under PSD2 - either from the Czech National Bank or from an EU member state and passported into the Czech Republic - handle the account-information service layer.

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🇨🇿 Czech Republic

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