Application bancaire Republique tcheque: 5+ banques dans une seule app
- Connecteurs actifs
- 5
- Couverture du marche
- 90%
- Autorite de tutelle
- CNB
- Devise
- CZK
Pourquoi Bank AI
Trois choses a savoir:
The Czech retail market is dominated by three banks (Ceska sporitelna, KB, CSOB) which together hold roughly 60% of household current accounts.
The Czech National Bank operates a centralised credit register that aggregates exposure data across all major lenders.
Czech consumers transact in CZK, which Bank AI converts and normalises into your home currency for cross-border views.
Banques prises en charge
Ceska sporitelna
Major retailCzech Republic's largest bank by customers, owned by Erste Group.
Komercni banka
Major retail and corporateMajor Czech bank, part of Societe Generale group.
CSOB
Major retail and corporateMajor Czech bank within the KBC group.
Raiffeisenbank Czech Republic
Retail bankCzech arm of the Raiffeisen banking group.
Air Bank
Direct bankDigital-first Czech retail bank within the PPF group.
Banques internationales disponibles ici
Revolut
International neobankCzech customers are served by Revolut Bank UAB under the Lithuanian banking licence, passported into the Czech Republic.
Wise
International accountMulti-currency account; serves Czech customers via Wise Europe SA under its Belgian e-money licence.
Votre banque n'est pas listee?
La couverture de Bank AI va bien au-dela des marques affichees ici, y compris les banques cooperatives, regionales et 100% en ligne. Si la votre n'apparait pas, contactez-nous et nous confirmerons la prise en charge.
Comment Bank AI fonctionne
1. Connectez vos comptes
Banques, courtiers, retraite et portefeuilles crypto via des partenaires d'open banking agrees PSD2. En lecture seule par defaut.
2. Voyez l'ensemble
Patrimoine, cash-flow mensuel, depenses, epargne, investissements et crypto - dans votre devise, rafraichis automatiquement.
3. Laissez l'IA faire le gros du travail
Categorisation, alertes d'anomalies, projections d'epargne et un chat qui repond en langage clair sur votre argent.
Regulation et confiance
Czech National Bank (CNB)PSD2 (Czech implementation)
Bank AI face aux alternatives
| Bank AI | Other tools | |
|---|---|---|
| Multi-banque, multi-pays | Oui | Partiel |
| Assistant IA fonde sur vos vraies donnees | Oui | Non |
| Donnees hebergees en UE, RGPD par defaut | Oui | Partiel |
| Crypto-ready (en construction) | Partiel | Non |
Questions frequentes
Which Czech banks are supported by Bank AI?
Bank AI covers the three big Czech banks - Ceska sporitelna, Komercni banka and CSOB - plus Raiffeisenbank Czech Republic and Air Bank. Czech connector coverage is currently 5 banks and will expand as additional licensed partners come online.
Does Bank AI handle CZK as well as EUR?
Yes. Bank AI normalises all multi-currency balances into your chosen home currency using daily ECB / market reference rates, while keeping the original CZK figure visible per account.
Is Bank AI regulated by the Czech National Bank?
Bank AI is not a Czech bank. AISP partners that hold permissions under PSD2 - either from the Czech National Bank or from an EU member state and passported into the Czech Republic - handle the account-information service layer.
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