Bank AI
Obtener la app

Cada broker. Cada posicion. Una unica vista.

Bank AI conecta tus brokers, planes de pensiones, seguros de vida y monederos cripto junto a tus cuentas bancarias - asi la imagen de tu dinero queda por fin completa. Acceso de solo lectura via partners autorizados. Sin imports CSV, sin entrada manual, sin hojas de calculo.

Operadores wealth
200+
Mercados
11
Acceso
Solo lectura
IA
Nativa

Por que los inversores usan Bank AI

La mayoria de trackers de cartera estan pensados para una sola clase de activos o un solo pais. Bank AI esta hecha para como invierten realmente los europeos.

  • Open banking autorizado, no imports CSV

    Bank AI usa AISP autorizados bajo PSD2 para leer posiciones directamente de brokers, bancos y aseguradoras. Sin screen-scraping, sin exportaciones, sin datos viejos.

  • Cash, brokerage, seguros de vida y cripto en una sola vista

    Trade Republic, Hargreaves Lansdown, Saxo, Degiro, Fineco, BoursoBank, mas los principales exchanges cripto y los grandes aseguradores franceses de assurance-vie - todo en la misma app, en la misma divisa.

  • IA-nativa, no un dashboard con un chatbot pegado

    Pregunta en lenguaje natural sobre exposicion, rendimiento, dividendos, vehiculos fiscales y riesgo. Bank AI ve toda tu vista multi-broker - las respuestas son concretas, no genericas.

Casos de uso

Tres enfoques sobre el mismo inventario patrimonial. Elige el que se ajuste a tu objetivo.

Conecta cada broker, cada vehiculo

Bank AI muestra las posiciones de inversion en cuatro categorias. La cobertura corresponde a operadores donde nuestros partners autorizados pueden leer posiciones, no solo saldos.

Brokers y plataformas de trading(13)

  • Trade Republic

    EU

    Berlin-headquartered broker with an EU banking licence, popular for fractional shares, ETFs and savings plans across Europe.

  • Saxo Bank

    EU

    Danish bank and broker offering multi-asset trading (stocks, ETFs, bonds, futures, FX) across the EU and UK.

  • Degiro

    EU

    Dutch low-cost broker (now part of flatexDEGIRO) operating across the EU and UK; one of the largest retail brokers in Europe.

  • eToro

    EU

    Multi-asset broker known for social-trading; stocks, ETFs, crypto and CFDs depending on local licensing.

  • Hargreaves Lansdown

    GB

    FCA-regulated UK investment platform offering ISAs, SIPPs and general investment accounts; one of the largest by AUM in the UK.

  • AJ Bell YouInvest

    GB

    FCA-regulated UK investment platform with strong ISA, SIPP and Junior ISA coverage.

  • IG Markets

    GB

    FCA-regulated UK broker offering shares, ETFs, CFDs and spread betting; FTSE 250-listed parent IG Group.

  • Fineco Bank

    IT

    Italian online bank and broker, listed on Borsa Italiana; popular with retail investors for multi-currency brokerage.

  • BoursoBank

    FR

    France's largest online bank (formerly Boursorama Banque), Societe Generale subsidiary; combined banking and brokerage account.

  • Bourse Direct

    FR

    ACPR/AMF-regulated French online broker covering equities, ETFs, derivatives and PEA/PEA-PME wrappers.

  • EasyBourse

    FR

    Online brokerage subsidiary of La Banque Postale, focused on PEA, compte-titres and ETF investing.

  • Fortuneo

    FR

    French online bank and broker owned by Credit Mutuel Arkea; PEA, compte-titres and assurance-vie products.

  • Sicavonline

    FR

    French distributor of mutual funds and assurance-vie products; supervised by ACPR.

Seguros de vida, pensiones y vehiculos patrimoniales(17)

  • Abeille Assurances

    FR

    French life-insurer (formerly Aviva France); assurance-vie contracts are a major retail wealth wrapper in France.

  • Afer

    FR

    French member-association distributing one of the country's largest assurance-vie contracts.

  • AG2R La Mondiale

    FR

    French mutualist insurance group covering retirement, life-insurance and salary-savings products.

  • Allianz

    FR / DE / IT

    Global insurer; in France and across the EU it distributes assurance-vie, retirement and asset-management products.

  • Amundi

    FR / IT / ES

    Europe's largest asset manager; distributes mutual funds, ETFs and salary-savings plans across the EU.

  • AXA Wealth Management

    FR

    Wealth-management arm of AXA in France; assurance-vie, retirement and discretionary mandates.

  • Cardif

    FR / IT / ES

    BNP Paribas Cardif: life-insurance and creditor-protection arm of BNP Paribas, with a deep French assurance-vie business.

  • Generali

    FR / IT / DE

    Italian-headquartered global insurer; life-insurance and pension products across France, Italy and Germany.

  • LinXea

    FR

    French online distributor of low-fee assurance-vie and retirement contracts.

  • Suravenir

    FR

    Life-insurance arm of Credit Mutuel Arkea; underwrites a large share of online assurance-vie in France.

  • Spirica

    FR

    Life-insurance subsidiary of Credit Agricole Assurances; underwrites flexible assurance-vie contracts.

  • SwissLife

    FR

    Swiss-headquartered insurer with a large French assurance-vie and retirement-savings book.

  • Yomoni

    FR

    French digital wealth manager; AMF-regulated discretionary mandates inside assurance-vie and PEA.

  • Ramify

    FR

    French digital wealth manager focused on diversified portfolios across assurance-vie, PEA and private equity.

  • Nalo

    FR

    French digital wealth advisor offering goal-based assurance-vie portfolios.

  • Goodvest

    FR

    French digital wealth manager focused on Paris Agreement-aligned, ESG-screened assurance-vie portfolios.

  • Meilleurtaux Placement

    FR

    French wealth-distribution platform offering assurance-vie, real-estate and retirement products.

Bancos con division de wealth o brokerage(28)

  • Barclays Wealth

    GB

    Wealth-management arm of Barclays; FCA-regulated, services brokerage, ISAs and discretionary portfolios.

  • Coutts Private

    GB

    Private bank within the NatWest Group; FCA-regulated, focused on high-net-worth and institutional clients.

  • HSBC UK

    GB

    UK retail and wealth arm of HSBC, regulated by the PRA and the FCA; investments include ISAs and a Global Investment Centre.

  • Lloyds Bank

    GB

    Lloyds Banking Group's UK retail brand; investment services and Share Dealing alongside ISAs and SIPPs.

  • Bank of Scotland

    GB

    Scottish brand within Lloyds Banking Group; offers Share Dealing, ISA and SIPP wrappers.

  • NatWest Personal

    GB

    Retail arm of the NatWest Group; UK Investments include Stocks & Shares ISA and self-directed brokerage.

  • Halifax

    GB

    Lloyds Banking Group brand offering Share Dealing, ISA and SIPP wrappers to UK retail customers.

  • Virgin Money

    GB

    UK challenger bank (now part of Nationwide) offering investment ISAs alongside current accounts and savings.

  • Mediobanca Premier

    IT

    Wealth and private-banking division of Mediobanca, Italy's largest investment bank.

  • Intesa Sanpaolo

    IT

    Italy's largest banking group; the wealth and private-banking arms surface investment positions alongside cash accounts.

  • UniCredit

    IT

    Pan-European banking group headquartered in Milan; private-banking arm covers Italian retail wealth.

  • Credito Emiliano

    IT

    Italian bank specialising in private banking and wealth management; supervised by Banca d'Italia.

  • Widiba Banca

    IT

    Online banking and brokerage arm of Banca Monte dei Paschi di Siena.

  • BNP Paribas

    FR

    France's largest bank by assets; the wealth-management arm surfaces investment positions alongside retail cash accounts.

  • Credit Agricole

    FR

    French cooperative banking group; the largest retail bank in France with a deep wealth and life-insurance footprint.

  • Credit Mutuel

    FR

    French mutual banking group; covers retail, brokerage and life-insurance wrappers across regional federations.

  • Societe Generale

    FR

    Major French bank with a private-banking arm and a strong online-investing brand (BoursoBank).

  • Caisse d'Epargne

    FR

    Cooperative regional banks within the BPCE group; live-savings wrappers (Livret A, PEL) plus securities accounts.

  • LCL

    FR

    French retail bank within the Credit Agricole group; brokerage and assurance-vie products to retail customers.

  • La Banque Postale

    FR

    Banking arm of La Poste; investment products including assurance-vie and the EasyBourse brokerage subsidiary.

  • Hello Bank!

    FR

    Mobile-first French bank operated by BNP Paribas; integrated brokerage account.

  • BRED

    FR

    French cooperative regional bank within the BPCE group; retail, brokerage and wealth products.

  • CIC

    FR

    Credit Industriel et Commercial, a French commercial bank within Credit Mutuel Alliance Federale.

  • Banque Edmond de Rothschild

    FR

    Independent private bank focused on wealth management and asset management for high-net-worth clients.

  • Milleis

    FR

    French private bank specialising in wealth management; successor to Barclays France's retail business.

  • AXA Banque

    FR

    AXA's French banking subsidiary; integrated savings, brokerage and assurance-vie distribution.

  • CaixaBank Espana

    ES

    Spain's largest retail bank by domestic market share; integrated brokerage and fund distribution.

  • Sabadell

    ES

    Banco Sabadell: major Spanish commercial bank with brokerage and investment-fund distribution.

Exchanges cripto y monederos(6)

  • Binance

    EU

    Global crypto exchange; EU operations are routed through entities registered with national VASP regimes.

  • Coinbase

    EU

    US-listed (NASDAQ: COIN) crypto exchange with an Irish entity (Coinbase Ireland) covering the EU.

  • Bitpanda

    EU

    Vienna-headquartered fintech offering crypto, stocks, ETFs and metals; EU passporting via Austrian licensing.

  • Kraken

    EU

    US-headquartered crypto exchange with Irish entity for EU customers and FCA registration in the UK.

  • Crypto.com Exchange

    EU

    Global crypto exchange and card-issuing fintech; EU operations routed through national VASP registrations.

  • Paymium

    FR

    French crypto exchange registered with the AMF as a Prestataire de Services sur Actifs Numeriques (PSAN).

Posicion honesta: el universo europeo de agregacion patrimonial es asimetrico. Solo el mercado frances de assurance-vie supera los dos billones de euros de patrimonio de los hogares - por eso aparecen tantos aseguradores franceses aqui. Somos transparentes sobre los huecos: si falta tu operador, escribenos a info@stolenorbit.com.

Mas operadores llegando a lo largo de 2026

La cobertura crece de forma continua via nuestros partners de open banking. Si tu broker, tu plan de pensiones o tu plataforma patrimonial no aparece - en particular Interactive Brokers, Scalable Capital, Trading 212, Vanguard o tu plan de pensiones local - dinoslo y le daremos prioridad. La cobertura es contractual, no aspiracional.

221+ wealth-capable institutions tracked in the Bank AI inventory.

Tus vehiculos fiscales, mostrados correctamente

Bank AI agrupa las posiciones por vehiculo, para que la imagen coincida con tu situacion fiscal. Cobertura pais por pais de los vehiculos que importan:

InversionTus vehiculos fiscales, mostrados correctamenteConecta cada broker, cada vehiculo
Reino UnidoStocks & Shares ISA, SIPP, GIAPosiciones leidas directamente de brokers UK regulados por la FCA.
FranciaPEA, assurance-vie, PER, compte-titresGrandes aseguradores de assurance-vie y brokers regulados por ACPR cubiertos.
AlemaniaDepot, ETF SparplanPosiciones Trade Republic y Saxo Depot mostradas junto al cash.
ItaliaConto titoli, PIR, fondiFineco, Mediobanca Premier y los grandes grupos bancarios cubiertos.
EspanaCuenta de valores, fondosPosiciones de brokerage de CaixaBank y Sabadell cubiertas hoy.
IrlandaETF y accionesBrokers paneuropeos (Trade Republic, Saxo, Degiro, eToro) cubiertos hoy.
Paises BajosBeleggingsrekeningDegiro, Trade Republic y los principales exchanges cripto cubiertos hoy.

Pregunta a Bank AI sobre tus inversiones

Bank AI ve las posiciones en todos los operadores conectados, en tu divisa. Hazle las preguntas que un inversor multi-broker se hace de verdad:

  • Como va mi cartera en EUR este ano?

  • Cual es mi exposicion total a tech estadounidense en todos mis brokers?

  • Que dividendos cobre el ultimo ano fiscal?

  • Muestrame mi PEA y mi assurance-vie lado a lado.

  • Que posiciones se solapan entre Trade Republic y otro broker?

  • Cuanto de mi patrimonio esta en cash, acciones, bonos y cripto?

FAQ Inversion

Bank AI puede seguir mis inversiones y no solo mis cuentas bancarias?

Si. Bank AI se diseno desde el principio como una app de dinero, y eso incluye las inversiones. Nos conectamos a brokers, aseguradoras de vida y de assurance-vie, planes de pensiones y exchanges cripto via partners de open banking autorizados PSD2, y mostramos posiciones, saldos y rendimiento junto a las cuentas bancarias.

Que brokers y plataformas patrimoniales conecta Bank AI hoy?

Hoy Bank AI cubre Trade Republic, Saxo Bank, Degiro, eToro, Hargreaves Lansdown, AJ Bell YouInvest, Fineco Bank, BoursoBank, Bourse Direct, EasyBourse, Mediobanca Premier, ademas de los grandes aseguradores franceses de assurance-vie (Abeille, Afer, AG2R La Mondiale, Allianz, Cardif, Generali, Suravenir, Spirica, SwissLife) y los principales exchanges cripto (Binance, Bitpanda, Coinbase, Kraken, Crypto.com). La lista completa esta en esta pagina.

Bank AI soporta mi ISA, SIPP, PEA o assurance-vie?

Si, cuando el broker o asegurador subyacente expone las posiciones a un AISP autorizado. Las ISA, SIPP y GIA estan cubiertas via brokers UK; los PEA, PER y assurance-vie via grandes bancos y aseguradores franceses; los Depot alemanes y ETF Sparplane via Trade Republic, Saxo y los brazos de brokerage de grandes bancos.

Bank AI puede ejecutar operaciones por mi?

No. Bank AI es de solo lectura por defecto. Mostramos las posiciones, las ordenes las ejecutas en tu broker o plataforma actual. La iniciacion de pagos esta en la roadmap como flujo separado y autorizado de forma explicita.

Como se gestiona el multi-divisa?

Cada posicion se normaliza a tu divisa principal al tipo mid-market diario. La divisa original se conserva a nivel de posicion para que tambien veas el rendimiento local.

Como se compara Bank AI con Sharesight, Snowball Analytics o una hoja de calculo?

La mayoria de trackers depende de imports CSV manuales o se limitan a un mercado o clase de activos. Bank AI usa conexiones de open banking autorizadas, combina cash e inversiones en la misma vista, soporta los vehiculos fiscales UE (assurance-vie, PEA, PIR) y responde preguntas en lenguaje natural.

Estan seguros los datos?

Si. La agregacion pasa por AISP autorizados PSD2 supervisados por reguladores nacionales (FCA, BaFin, ACPR, Banca d'Italia, Banco de Espana). Los datos se alojan en regiones UE, cifrados en transito (TLS 1.2+) y en reposo (AES-256). Bank AI nunca vende datos personales.

Que diferencia hay entre un broker y un operador 'wealth' en Bank AI?

Los brokers son plataformas donde colocas ordenes (Trade Republic, Saxo, Degiro). Los operadores 'wealth' en Bank AI son aseguradoras de vida, aseguradoras de assurance-vie, planes de pensiones y gestoras que mantienen inversiones dentro de un vehiculo fiscal - por ejemplo AXA, Allianz, Generali, Abeille, Afer o AG2R La Mondiale. Bank AI muestra ambos.

Y la cripto?

Bank AI cubre los principales exchanges cripto (Binance, Bitpanda, Coinbase, Kraken, Crypto.com) y lee saldos y posiciones en solo lectura via API del exchange. Los wallets hardware y la auto-custodia estan en la roadmap. Bank AI nunca custodia cripto.

Como anado un broker que no esta en la lista?

Escribe a info@stolenorbit.com con el nombre del broker y tu pais. La cobertura crece de forma continua via nuestros partners de open banking; priorizamos los operadores que nuestros usuarios usan de verdad.

Listo para ver cada inversion en un mismo lugar?

Entra en la preview cerrada y conecta tu primer broker en minutos.

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