Suravenir — Brest-headquartered French life-insurance underwriter (subsidiary of Credit Mutuel Arkea, founded 1984); ACPR-supervised with EUR 60bn outstanding across 2M+ contracts, distributing through online brokers (LinXea, Fortuneo, Boursorama).
- Scale
- EUR 60bn outstanding
- Wrappers
- Vie + PER
- Connection
- Read-only
Funds en euros Suravenir Opportunites
The flagship Suravenir Opportunites 2 funds en euros sleeve reads into Bank AI with current value, cumulative gross interest and net of UC fees.
Unites de compte allocations
Equity, bond, ESG and SCPI unites de compte are surfaced as separate sub-positions so allocation maths is honest about the protected vs. at-risk split.
PER Suravenir
Retirement balances are tagged separately from assurance-vie so liquidity and tax treatment are never conflated.
Multi-broker contracts
Whether your Suravenir contract is held via LinXea, Fortuneo, BoursoVie or another broker, Bank AI surfaces them under the unifying Suravenir underwriter so rendement servi comparisons are apples-to-apples.
- Suravenir Opportunites 2
- Linxea Avenir 2 (distributed via brokers)
- Fortuneo Vie
- BoursoVie
- PER Suravenir
- Headquarters
- Brest, France
- Founded
- 1984
- Parent group
- Credit Mutuel Arkea
- Regulator
- ACPR
- What is my Suravenir Opportunites 2 balance across all my contracts?
- Show me Suravenir's net rendement servi over the last 5 years.
- How does my LinXea Avenir 2 yield compare to my Fortuneo Vie?
- What share of my net worth sits inside Suravenir-underwritten contracts?
- Provider
Abeille Assurances
French life-insurance arm of Aema Groupe (ex-Aviva France); EUR 71bn AUM, ACPR-supervised, surfaced read-only in Bank AI.
→ - Provider
Afer
France's largest assurance-vie association; 780k+ members, EUR 56bn outstanding, surfaced read-only in Bank AI.
→ - Provider
AG2R La Mondiale
French mutualist insurance group; EUR 130bn AUM, strong PER / Madelin / Article 83 franchise, surfaced read-only in Bank AI.
→ - Provider
Allianz
Munich-HQ global insurer (XETRA: ALV); EUR 760bn AUM across DE/FR/IT/ES, surfaced read-only in Bank AI.
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Does Bank AI distribute Suravenir contracts?
No. Bank AI is an aggregator, not an insurance broker. To open a Suravenir contract, you go through an ORIAS-registered intermediary (LinXea, Fortuneo, Boursorama, etc.). Bank AI surfaces the read-only view of contracts you already hold.
How does Bank AI connect to Suravenir?
Bank AI connects via licensed open-banking and aggregation partners that hold the AISP / DSP2 permissions needed to read assurance-vie and PER positions. Read-only access is enforced.
Is Suravenir regulated?
Yes. Suravenir is supervised by the ACPR and is a wholly-owned subsidiary of Credit Mutuel Arkea, the mutualist banking group. Contracts are issued under the French Code des assurances. Bank AI is NOT an underwriter.
Are Fortuneo Vie and BoursoVie tracked alongside LinXea?
Yes. Whether your Suravenir contract is held via LinXea Avenir 2, Fortuneo Vie or BoursoVie, Bank AI surfaces them under the unifying Suravenir underwriter so rendement servi comparisons across your contracts are apples-to-apples.
Does Bank AI calculate French PFU on Suravenir rachats?
No. Bank AI surfaces the rachats and gains that drive the calculation but the filing itself (PFU 30 percent, abattement of EUR 4,600 / EUR 9,200 above 8 years) is best handled by your accountant or via Suravenir's annual statement (IFU).
Is my Suravenir data sent outside the EU?
No. Bank AI processes customer data in EU regions by default, with AES-256 encryption and EU-region key management. Suravenir remains the underwriter and custodian.
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