AXA Banque — Fontenay-sous-Bois-headquartered French retail bank, subsidiary of AXA SA; ACPR-supervised since 2002, with 850k+ customers and a full retail-banking offer paired with the AXA assurance-vie / PER range.
- Scale
- 850k+ customers
- Wrappers
- Bank + Vie + PEA
- Connection
- Read-only
Compte courant and Livret Bleu
AXA Banque current account and Livret Bleu balances read into Bank AI under PSD2 AISP, with categorised spend across the full transaction history.
PEA and compte-titres ordinaire
PEA equity-wrapper and CTO positions are tagged with cost basis and current value, with realised vs. unrealised P&L and dividend flows preserved per disposal.
Assurance-vie AXA
AXA assurance-vie funds en euros and unites de compte balances are surfaced as a separate insurance sleeve so liquidity and tax treatment are never conflated with banking.
PER AXA
AXA PER retirement balances are tagged separately from assurance-vie because liquidity and tax treatment differ — PER is locked until retirement with limited exit conditions.
- Compte courant AXA Banque
- PEA AXA Banque
- Compte-titres ordinaire
- Assurance-vie AXA
- PER AXA
- Livret Bleu AXA
- Headquarters
- Fontenay-sous-Bois, France
- Founded
- 2002
- Parent group
- AXA SA
- Regulator
- ACPR
- What is my total AXA Banque liquidity vs. my AXA assurance-vie?
- Show me my PEA contribution YTD vs. my PEA plafond (EUR 150k).
- How much have I spent on subscriptions through my AXA Banque current account this month?
- What is the gap between my Livret Bleu rate and the Livret A reference rate?
- Provider
Abeille Assurances
French life-insurance arm of Aema Groupe (ex-Aviva France); EUR 71bn AUM, ACPR-supervised, surfaced read-only in Bank AI.
→ - Provider
Afer
France's largest assurance-vie association; 780k+ members, EUR 56bn outstanding, surfaced read-only in Bank AI.
→ - Provider
AG2R La Mondiale
French mutualist insurance group; EUR 130bn AUM, strong PER / Madelin / Article 83 franchise, surfaced read-only in Bank AI.
→ - Provider
Allianz
Munich-HQ global insurer (XETRA: ALV); EUR 760bn AUM across DE/FR/IT/ES, surfaced read-only in Bank AI.
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Is AXA Banque a regulated bank?
Yes. AXA Banque is supervised by the ACPR and registered as a credit institution under the French Code monetaire et financier. The parent group AXA SA is listed on Euronext Paris (CS). Bank AI is NOT a bank — we are an aggregator that reads under PSD2.
How does Bank AI connect to AXA Banque?
Bank AI connects via licensed AISP partners under PSD2 (DSP2) for the banking side — current account, PEA and compte-titres — and via insurance APIs for the assurance-vie / PER side. Read-only access is enforced; payment-initiation scopes are not used.
Are AXA Banque PEA gains tracked correctly?
Yes. The PEA equity-wrapper enjoys preferential tax treatment after 5 years (only social charges apply, no income tax on gains). Bank AI tags PEA positions separately from CTO so the audit trail per disposal preserves the wrapper context for your filing.
Are my AXA assurance-vie and PER tracked alongside the bank?
Yes. AXA assurance-vie and PER balances are read alongside the bank account so you see one picture. Each is tagged with its wrapper context so liquidity, tax treatment and contribution caps are never conflated.
Does Bank AI calculate French wealth tax (IFI)?
No. Bank AI surfaces the real-estate UCs and SCPI positions that drive the IFI calculation but the filing itself is best handled by your accountant or via AXA's annual statement (IFU).
Is my AXA Banque data sent outside the EU?
No. Bank AI processes customer data in EU regions by default, with AES-256 encryption and EU-region key management. AXA Banque remains the credit institution and custodian.
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