Mediobanca — Italian investment and private bank headquartered in Milan, supervised by Banca d'Italia, with a flagship private-banking and corporate-finance franchise.
- HQ
- Milan
- Customers
- Premium private and corporate clients across the Mediobanca group
- Connection
- PSD2 (read-only)
Current accounts and salary inflows
Your Mediobanca current account, with salary credits tagged and outflows auto-categorised on the same taxonomy as your other banks.
Savings, deposits and pots
Easy-access savings, fixed-term deposits and goal-based pots offered by Mediobanca are read alongside the current account so the full balance is never split.
Cards and recurring spend
Debit-card and credit-card transactions are auto-categorised, with card-on-file subscriptions detected as recurring monthly spend.
Standing orders and direct debits
Mortgage payments, rent, utilities and SEPA direct debits hitting your Mediobanca account are detected so non-discretionary outflows are clear month-on-month.
Current accounts
Read by Bank AIRead-only view of your daily spending account: balance, transactions, IBAN. Bank AI never moves the money - it stays in the bank.
Savings accounts
Read by Bank AIEasy-access savings, vaults, fixed-term deposits and pots are read alongside the current account so the full balance picture is never split.
Joint accounts
Read by Bank AIJoint accounts are read for every co-holder who connects the bank under their own consent - each member sees the same balances and transactions.
Business accounts
Read by Bank AIWhere the bank exposes business / SME / freelancer accounts via PSD2, they are read alongside personal accounts and tagged separately for clean reporting.
Multi-currency balances
Not yet supportedMulti-currency wallets surface every currency you hold separately, with FX rates applied so home-currency net worth stays accurate.
Debit and credit cards
Read by Bank AICard-only products without a full IBAN account are read for spend, statements and standing orders just like a current account.
Auto-classified merchants
- Amazon
- Apple
- Booking.com
- Trenitalia
- Eni Plenitude
- Esselunga
- Ryanair
- ITA Airways
Detected subscriptions
- Netflix
- Spotify
- DAZN
- Sky Italia
- Disney+
- Apple Music
- How much sits across my Mediobanca cash account and any exposed investment positions?
- List every recurring direct debit on my Mediobanca account.
- Compare my Mediobanca card spend with my CheBanca! account this quarter.
- What's the next direct debit due on my Mediobanca account?
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🇮🇹 Italy
Italy implements PSD2 via Banca d'Italia and has one of Europe's most fragmented retail banking markets, with hundreds of cooperative and regional banks alongside the four large groups.
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Does Bank AI move money on my Mediobanca account?
No. Bank AI is read-only by design. Transfers, payments and standing orders continue to happen inside Mediobanca. Bank AI surfaces balances, transactions and recurring totals; every action remains under your control inside the Mediobanca app.
How does Bank AI connect to Mediobanca?
Mediobanca exposes account data via PSD2. Bank AI uses licensed Account Information Service Providers (AISPs) to read balances, transactions and standing orders; Strong Customer Authentication is enforced every 90 days as the rules require.
Is CheBanca! the retail-branch of Mediobanca?
CheBanca! is operated within the Mediobanca group as its retail / direct brand. Bank AI reads each one as its own connection - the private-banking relationship and the CheBanca! conto are kept distinct.
Will my Mediobanca private-banking portfolio surface in Bank AI?
Where Mediobanca exposes private-banking holdings via PSD2, the cash leg and any read-only investment-account positions are surfaced. Custodied securities held in dedicated wrapper accounts depend on the connector exposing them.
What about my Mediobanca cards?
Mediobanca cards are read as their own facility, with statement balances and the next direct-debit settlement date surfaced.
What happens if Mediobanca raises a connectivity error?
PSD2 connections occasionally require re-authentication (the 90-day SCA refresh) or fail because of a Mediobanca-side maintenance window. Bank AI shows a clear status pill on the connection and prompts you to re-authenticate without losing any of your data.
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