SwissLife — Zurich-headquartered Swiss life-insurance group (SIX: SLHN, founded 1857) with a strong French franchise (Levallois-Perret) supervised by the ACPR; EUR 30bn+ AUM in France across assurance-vie, PER and Madelin haut-de-gamme.
- Scale
- EUR 30bn+ AUM (FR)
- Wrappers
- Vie + PER + Madelin
- Connection
- Read-only
SwissLife Liberte / Strategic Premium
Funds en euros and unites de compte balances on Liberte and Strategic Premium read into Bank AI with current value, cumulative gains and net of UC fees, in your home currency.
SwissLife Personnalisee Privilege
Haut-de-gamme contracts (Personnalisee Privilege) are surfaced with the discretionary mandate or self-managed allocation visible, plus any private-equity / Private Banking sleeves.
SwissLife PER and Madelin
Retirement balances (PER) and historic Madelin TNS contracts are tagged separately from assurance-vie so liquidity and tax treatment are never conflated; deductible contribution YTD is visible.
ESG / Article 9 unites de compte
SwissLife's ESG / Article 9 SFDR UCs are tagged so the share of Paris-aligned exposure is visible at a glance.
- SwissLife Liberte / SwissLife Strategic Premium
- SwissLife PER
- Madelin SwissLife
- SwissLife Personnalisee Privilege (haut de gamme)
- ESG / Article 9 unites de compte
- Headquarters
- Zurich (group); Levallois-Perret (FR), Switzerland
- Founded
- 1857
- Parent group
- Swiss Life Holding AG (SIX: SLHN)
- Regulator
- ACPR (FR); FINMA (CH)
- What is my SwissLife Liberte funds en euros vs. unites de compte split?
- Show me my SwissLife PER deductible contribution YTD vs. my plafond.
- How does my SwissLife Personnalisee Privilege mandate compare to my Yomoni mandate?
- What share of my SwissLife UL allocation is in Article 9 (Paris-aligned) funds?
- Provider
Abeille Assurances
French life-insurance arm of Aema Groupe (ex-Aviva France); EUR 71bn AUM, ACPR-supervised, surfaced read-only in Bank AI.
→ - Provider
Afer
France's largest assurance-vie association; 780k+ members, EUR 56bn outstanding, surfaced read-only in Bank AI.
→ - Provider
AG2R La Mondiale
French mutualist insurance group; EUR 130bn AUM, strong PER / Madelin / Article 83 franchise, surfaced read-only in Bank AI.
→ - Provider
Allianz
Munich-HQ global insurer (XETRA: ALV); EUR 760bn AUM across DE/FR/IT/ES, surfaced read-only in Bank AI.
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Does Bank AI place arbitrages on my SwissLife contract?
No. Bank AI is read-only by design. We surface positions, the funds en euros vs. UL split, contributions and rachats so you can see the picture, but every arbitrage continues to happen via SwissLife or your distributor. We never move customer funds.
How does Bank AI connect to SwissLife?
Bank AI connects via licensed open-banking and aggregation partners that hold the AISP / DSP2 permissions needed to read assurance-vie, PER and Madelin positions. Read-only access is enforced.
Is SwissLife regulated in France?
Yes. SwissLife France is supervised by the ACPR. The parent group, Swiss Life Holding AG, is listed on SIX (SLHN) and supervised by FINMA in Switzerland. Bank AI is NOT an underwriter; the contractual sleeve and customer fund custody remain with SwissLife.
Are Madelin TNS contributions deductible?
Yes — within the Madelin plafond (a separate cap from PER plafond, calculated on professional income). Bank AI surfaces the contributions; the deduction is done on your annual return. Madelin contracts opened before October 2020 remain on Madelin terms; new contracts go to the PER framework.
Does Bank AI calculate French PFU on SwissLife rachats?
No. Bank AI surfaces the rachats and gains that drive the calculation but the filing itself (PFU 30 percent, abattement of EUR 4,600 / EUR 9,200 above 8 years) is best handled by your accountant or via SwissLife's annual statement (IFU).
Is my SwissLife data sent outside the EU?
No. Bank AI processes customer data in EU regions by default, with AES-256 encryption and EU-region key management. SwissLife France remains the underwriter and custodian; no member data crosses to Switzerland.
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