AJ Bell YouInvest portfolio tracker
Bank AI reads your AJ Bell YouInvest ISA, SIPP and Dealing Account under the UK open-banking framework, so positions, cash and dividends sit next to every other bank, broker and crypto wallet you hold.
AJ Bell YouInvest — Manchester-headquartered FCA-regulated platform; one of the UK's largest investment platforms with strong SIPP and Junior ISA coverage.
- Markets
- United Kingdom
- Wrappers
- ISA, SIPP, Dealing
- Connection
- Open banking (read-only)
What Bank AI surfaces from your AJ Bell YouInvest account
Read-only by design. Bank AI never rebalances or places orders on AJ Bell on your behalf.
ISA, SIPP and Dealing positions
Each wrapper is read as a separate account so the tax position is preserved. Equities, funds, ETFs and investment trusts are surfaced with cost basis and current value.
Cash inside each wrapper
ISA cash, SIPP cash and Dealing-Account cash balances are shown distinctly so the wrapper-aware net worth is correct.
Dividends and fund distributions
Incoming dividends and accumulation-fund distributions are read alongside the underlying positions.
Contributions and drawdown flows
SIPP contributions and (where applicable) drawdown income are tagged in the transaction stream so the pension picture is honest.
Markets
AJ Bell YouInvest is UK-only. Coverage targets UK residents holding AJ Bell alongside other brokers for international diversification.
- United Kingdom
Asset classes covered
- UK and international equities
- Funds (OEIC and unit trust)
- ETFs
- Investment trusts
- Bonds and gilts
- Cash within wrappers
Tax wrappers compatible
AJ Bell YouInvest is built around the UK wrapper triad plus pension-specific wrappers. Bank AI reads each as a separate account so the tax position is preserved.
- Stocks & Shares ISA
- SIPP (self-invested personal pension)
- Junior ISA
- Junior SIPP
- Lifetime ISA
- Dealing Account (GIA)
Ask the Bank AI assistant
Plain-language questions that read AJ Bell alongside everything else.
- What is my total UK equity exposure across AJ Bell SIPP and my HL ISA?
- How much have I contributed to my AJ Bell SIPP this tax year?
- Show me my dividends from investment trusts last quarter.
- Compare my AJ Bell SIPP performance vs. a global tracker over the last 10 years.
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Portfolio tracker
Live positions, dividends and allocation across every broker and wrapper.
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AJ Bell YouInvest and Bank AI - frequently asked questions
Does Bank AI place orders on my AJ Bell account?
No. Bank AI is read-only by design. We surface positions, cash, dividends and contribution flows so you can see the picture, but every trade or rebalance continues to be done inside the AJ Bell platform. We never move money on your behalf.
How does Bank AI connect to AJ Bell YouInvest?
AJ Bell exposes account data via the UK open-banking framework. Bank AI uses licensed AISP partners regulated by the FCA to read positions, cash, transactions and dividends. Strong Customer Authentication is enforced every 90 days.
Does Bank AI track my SIPP contribution allowance?
Bank AI surfaces the contribution flows into your SIPP across the tax year so you can see how much you have used. The annual allowance, tapered allowance and carry-forward rules vary by individual circumstances and are not calculated automatically - your accountant or AJ Bell's own tools remain the source of truth for tax planning.
Can I see my SIPP, ISA and Dealing Account together?
Yes - that is the core proposition. Each wrapper is read as a separate account so the tax-efficient picture is preserved, but the consolidated net worth across SIPP, ISA, Dealing Account and your home banking is visible at a glance.
Are AJ Bell platform fees tracked?
Yes. The custody fees and dealing commissions AJ Bell charges are tagged in the transaction stream so total cost-of-ownership is visible alongside performance.
Is my AJ Bell data stored outside the UK or the EU?
No. Bank AI processes broker data in EU regions by default, with AES-256 encryption and EU-region key management. AJ Bell itself remains the custodian of your investments; Bank AI never holds them.
Connect AJ Bell YouInvest to your full money picture
Closed preview in 2026 Q2 - public launch later in 2026.
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