Edmond de Rothschild — Geneva-headquartered independent private bank with a French subsidiary in Paris, regulated by FINMA in Switzerland and ACPR in France, focused on wealth management and asset management for high-net-worth and institutional clients.
- HQ
- Geneva
- Customers
- Private bank since 1953
- Connection
- DSP2 (read-only)
Current accounts and salary inflows
Your Edmond de Rothschild current account, with salary credits tagged and outflows auto-categorised on the same taxonomy as your other banks.
Savings, deposits and pots
Easy-access savings, fixed-term deposits and goal-based pots offered by Edmond de Rothschild are read alongside the current account so the full balance is never split.
Cards and recurring spend
Debit-card and credit-card transactions are auto-categorised, with card-on-file subscriptions detected as recurring monthly spend.
Standing orders and direct debits
Mortgage payments, rent, utilities and SEPA direct debits hitting your Edmond de Rothschild account are detected so non-discretionary outflows are clear month-on-month.
Current accounts
Read by Bank AIRead-only view of your daily spending account: balance, transactions, IBAN. Bank AI never moves the money - it stays in the bank.
Savings accounts
Read by Bank AIEasy-access savings, vaults, fixed-term deposits and pots are read alongside the current account so the full balance picture is never split.
Joint accounts
Read by Bank AIJoint accounts are read for every co-holder who connects the bank under their own consent - each member sees the same balances and transactions.
Business accounts
Read by Bank AIWhere the bank exposes business / SME / freelancer accounts via PSD2, they are read alongside personal accounts and tagged separately for clean reporting.
Multi-currency balances
Read by Bank AIMulti-currency wallets surface every currency you hold separately, with FX rates applied so home-currency net worth stays accurate.
Debit and credit cards
Read by Bank AICard-only products without a full IBAN account are read for spend, statements and standing orders just like a current account.
Auto-classified merchants
- Le Bon Marche
- Hermes
- Galeries Lafayette
- Air France
- Eurostar
- SNCF
- Apple
- Amazon France
Detected subscriptions
- Canal+
- Le Monde
- Les Echos
- Netflix
- Spotify
- What's my total Edmond de Rothschild wealth across cash and discretionary holdings today?
- How exposed am I to European equities across Edmond de Rothschild and my other brokers?
- List every Edmond de Rothschild standing order and direct debit due next month.
- Compare Edmond de Rothschild fee load against the rest of my private-banking footprint.
Does Bank AI move money on my Edmond de Rothschild account?
No. Bank AI is read-only by design. Transfers, payments and standing orders continue to happen inside Edmond de Rothschild. Bank AI surfaces balances, transactions and recurring totals; every action remains under your control inside the Edmond de Rothschild app.
How does Bank AI connect to Edmond de Rothschild?
Edmond de Rothschild exposes account data via PSD2. Bank AI uses licensed Account Information Service Providers (AISPs) to read balances, transactions and standing orders; Strong Customer Authentication is enforced every 90 days as the rules require.
Can Bank AI read my Edmond de Rothschild discretionary mandate?
Where the Edmond de Rothschild platform exposes mandate-level holdings over DSP2 (typically via the French entity), Bank AI reads positions read-only alongside any other broker or bank you hold. Off-platform private mandates that don't expose positions over open banking won't appear; the bank itself remains the source of truth.
Does Bank AI replace my Edmond de Rothschild relationship manager?
No. Your relationship manager continues to advise on portfolio construction, lifecycle and execution. Bank AI is the read-only consolidation layer that pulls Edmond de Rothschild together with every other bank or broker you hold, with an AI assistant for plain-English questions.
How does Swiss vs French booking centre affect Bank AI?
Holdings booked in Switzerland (FINMA-supervised) are read separately from those booked in France (ACPR-supervised) where each entity exposes data via DSP2 / open banking. Bank AI tags the booking centre in the connection metadata so the regulatory split is visible.
What happens if Edmond de Rothschild raises a connectivity error?
PSD2 connections occasionally require re-authentication (the 90-day SCA refresh) or fail because of a Edmond de Rothschild-side maintenance window. Bank AI shows a clear status pill on the connection and prompts you to re-authenticate without losing any of your data.
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