Milleis Banque — Paris-headquartered French private bank, established in 2018 as the successor to Barclays France's retail and wealth business, regulated by ACPR and the ECB, focused on wealth management for affluent clients.
- HQ
- Paris
- Customers
- Private bank since 2018
- Connection
- DSP2 (read-only)
Current accounts and salary inflows
Your Milleis Banque current account, with salary credits tagged and outflows auto-categorised on the same taxonomy as your other banks.
Savings, deposits and pots
Easy-access savings, fixed-term deposits and goal-based pots offered by Milleis Banque are read alongside the current account so the full balance is never split.
Cards and recurring spend
Debit-card and credit-card transactions are auto-categorised, with card-on-file subscriptions detected as recurring monthly spend.
Standing orders and direct debits
Mortgage payments, rent, utilities and SEPA direct debits hitting your Milleis Banque account are detected so non-discretionary outflows are clear month-on-month.
Current accounts
Read by Bank AIRead-only view of your daily spending account: balance, transactions, IBAN. Bank AI never moves the money - it stays in the bank.
Savings accounts
Read by Bank AIEasy-access savings, vaults, fixed-term deposits and pots are read alongside the current account so the full balance picture is never split.
Joint accounts
Read by Bank AIJoint accounts are read for every co-holder who connects the bank under their own consent - each member sees the same balances and transactions.
Business accounts
Read by Bank AIWhere the bank exposes business / SME / freelancer accounts via PSD2, they are read alongside personal accounts and tagged separately for clean reporting.
Multi-currency balances
Not yet supportedMulti-currency wallets surface every currency you hold separately, with FX rates applied so home-currency net worth stays accurate.
Debit and credit cards
Read by Bank AICard-only products without a full IBAN account are read for spend, statements and standing orders just like a current account.
Auto-classified merchants
- Le Bon Marche
- Galeries Lafayette
- Carrefour
- Monoprix
- Decathlon
- Fnac
- SNCF
- Amazon France
Detected subscriptions
- Canal+
- Netflix
- Spotify
- Le Monde
- Les Echos
- What's my total Milleis wealth across compte courant, PEA and assurance-vie today?
- How exposed am I to French equities across Milleis and BoursoBank?
- List every Milleis SEPA direct debit due next month.
- Compare Milleis assurance-vie performance against my Linxea or Yomoni contract.
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🇫🇷 France
France implements PSD2 via the ACPR, with the Banque de France handling AISP licensing in coordination with the European Banking Authority.
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Does Bank AI move money on my Milleis Banque account?
No. Bank AI is read-only by design. Transfers, payments and standing orders continue to happen inside Milleis Banque. Bank AI surfaces balances, transactions and recurring totals; every action remains under your control inside the Milleis Banque app.
How does Bank AI connect to Milleis Banque?
Milleis Banque exposes account data via PSD2. Bank AI uses licensed Account Information Service Providers (AISPs) to read balances, transactions and standing orders; Strong Customer Authentication is enforced every 90 days as the rules require.
Is Milleis the successor to Barclays France?
Yes. Milleis was created in 2018 from Barclays France's retail and wealth business, then acquired by AnaCap. It now operates as an independent French private bank under ACPR and ECB supervision.
Does Bank AI surface my Milleis PEA and assurance-vie?
Where Milleis exposes PEA, compte-titres and assurance-vie positions over DSP2, Bank AI reads holdings position-level alongside the compte courant. Mutual funds, ETFs and life-insurance contracts appear with current valuations and the right tax-wrapper context.
Does Bank AI replace my Milleis private banker?
No. The Milleis private banker continues to advise on portfolio construction, lifecycle and execution. Bank AI is the read-only consolidation layer that pulls Milleis and every other bank or broker into one daily view, with an AI assistant for everyday questions.
What happens if Milleis Banque raises a connectivity error?
PSD2 connections occasionally require re-authentication (the 90-day SCA refresh) or fail because of a Milleis Banque-side maintenance window. Bank AI shows a clear status pill on the connection and prompts you to re-authenticate without losing any of your data.
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