Societe Generale — Paris-headquartered global bank supervised by ACPR and the ECB Single Supervisory Mechanism, with a strong retail and capital-markets franchise.
- HQ
- Paris
- Customers
- 25M+ retail customers worldwide
- Connection
- PSD2 (read-only)
Current accounts and salary inflows
Your Societe Generale current account, with salary credits tagged and outflows auto-categorised on the same taxonomy as your other banks.
Savings, deposits and pots
Easy-access savings, fixed-term deposits and goal-based pots offered by Societe Generale are read alongside the current account so the full balance is never split.
Cards and recurring spend
Debit-card and credit-card transactions are auto-categorised, with card-on-file subscriptions detected as recurring monthly spend.
Standing orders and direct debits
Mortgage payments, rent, utilities and SEPA direct debits hitting your Societe Generale account are detected so non-discretionary outflows are clear month-on-month.
Current accounts
Read by Bank AIRead-only view of your daily spending account: balance, transactions, IBAN. Bank AI never moves the money - it stays in the bank.
Savings accounts
Read by Bank AIEasy-access savings, vaults, fixed-term deposits and pots are read alongside the current account so the full balance picture is never split.
Joint accounts
Read by Bank AIJoint accounts are read for every co-holder who connects the bank under their own consent - each member sees the same balances and transactions.
Business accounts
Read by Bank AIWhere the bank exposes business / SME / freelancer accounts via PSD2, they are read alongside personal accounts and tagged separately for clean reporting.
Multi-currency balances
Read by Bank AIMulti-currency wallets surface every currency you hold separately, with FX rates applied so home-currency net worth stays accurate.
Debit and credit cards
Read by Bank AICard-only products without a full IBAN account are read for spend, statements and standing orders just like a current account.
Auto-classified merchants
- Carrefour
- Leclerc
- Monoprix
- Franprix
- SNCF
- RATP
- TotalEnergies
- Amazon
Detected subscriptions
- Netflix
- Spotify
- Canal+
- Disney+
- Orange
- Free
- How much sits across my Societe Generale compte courant, Livret A and PEA?
- Compare my Societe Generale card spend at Monoprix and SNCF with last quarter.
- List every recurring Canal+, Orange and Free payment on my SG account.
- What's the next direct debit due on my Societe Generale account?
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France's largest banking group by retail customers; surfaced in Bank AI.
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LCL
French retail bank within Credit Agricole; surfaced in Bank AI.
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🇫🇷 France
France implements PSD2 via the ACPR, with the Banque de France handling AISP licensing in coordination with the European Banking Authority.
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Does Bank AI move money on my Societe Generale account?
No. Bank AI is read-only by design. Transfers, payments and standing orders continue to happen inside Societe Generale. Bank AI surfaces balances, transactions and recurring totals; every action remains under your control inside the Societe Generale app.
How does Bank AI connect to Societe Generale?
Societe Generale exposes account data via PSD2. Bank AI uses licensed Account Information Service Providers (AISPs) to read balances, transactions and standing orders; Strong Customer Authentication is enforced every 90 days as the rules require.
Is BoursoBank the same as Societe Generale?
BoursoBank (formerly Boursorama Banque) is Societe Generale's digital-direct subsidiary. Bank AI reads each one as its own connection, so an SG branch relationship and a BoursoBank account stay distinct.
Does Bank AI surface my Societe Generale Livret A and PEA?
Yes. Livret A, LDDS, LEP and the PEA are read as distinct wrapper-aware accounts under your SG connection, with the regulated rates and the PEA 5-year clock visible.
What about my Societe Generale assurance-vie?
Where Societe Generale exposes the assurance-vie product via PSD2, the unit-linked supports and the fonds en euros are surfaced with anciennete (vital for the post-8-year tax abatement) visible.
What happens if Societe Generale raises a connectivity error?
PSD2 connections occasionally require re-authentication (the 90-day SCA refresh) or fail because of a Societe Generale-side maintenance window. Bank AI shows a clear status pill on the connection and prompts you to re-authenticate without losing any of your data.
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