BoursoBank portfolio tracker
Bank AI reads your BoursoBank PEA, compte-titres and (where exposed) assurance-vie under PSD2, so positions, cash and dividends sit next to every other bank, broker and crypto wallet you hold.
BoursoBank — Paris-headquartered ACPR-supervised online bank (subsidiary of Societe Generale), offering integrated banking and brokerage with PEA and assurance-vie wrappers.
- Markets
- France
- Wrappers
- PEA, compte-titres, assurance-vie
- Connection
- PSD2 (read-only)
What Bank AI surfaces from your BoursoBank account
Read-only by design. Bank AI never places orders on BoursoBank on your behalf.
PEA and compte-titres positions
Each wrapper is read as a separate account so the 5-year PEA tax-advantage clock is preserved alongside the unrestricted compte-titres.
Assurance-vie supports
Where the BoursoBank assurance-vie connector exposes them, unit-linked supports (UC) and the fonds en euros are surfaced with anciennete visible.
Cash and Livret
BoursoBank current account, Livret A, LDDS and other regulated savings sit alongside your investments in the same view.
Dividends and PEA flows
Incoming dividends inside the PEA (tax-deferred) and the compte-titres (taxable) are tagged distinctly so the audit trail matches the tax position.
Markets
BoursoBank operates in France. Coverage targets French residents holding BoursoBank alongside pan-European brokers (Trade Republic, Saxo, Degiro) for international diversification.
- France
Asset classes covered
- French and European equities (PEA-eligible)
- International equities (compte-titres)
- ETFs
- Bonds and OPCVM
- Assurance-vie supports (UC and fonds euros)
- Cash and regulated savings (Livret A, LDDS)
Tax wrappers compatible
BoursoBank offers the full French wrapper set; Bank AI maps each into the right wrapper-aware account.
- PEA
- PEA-PME
- Compte-titres
- Assurance-vie
- PER (plan d'epargne retraite)
- Livret A, LDDS, LEP
Ask the Bank AI assistant
Plain-language questions that read BoursoBank alongside everything else.
- What is my European equity exposure across BoursoBank PEA and my Trade Republic Depot?
- How much have I contributed to my BoursoBank PEA this year and what's left of the EUR 150,000 cap?
- Show me my dividends inside the PEA vs. the compte-titres last quarter.
- Compare the fonds-euros yield on my BoursoBank assurance-vie to a benchmark.
Related brokers
- Broker
Trade Republic
Pan-European broker with an EU banking licence; Depot, ETF Sparplan and cash all surfaced in Bank AI.
→ - Broker
Saxo Bank
Danish investment bank with 50+ market reach; multi-asset positions surfaced in Bank AI.
→ - Broker
Degiro
Amsterdam-based pan-EU broker, part of flatexDEGIRO; positions surfaced in Bank AI.
→ - Use case
Portfolio tracker
Live positions, dividends and allocation across every broker and wrapper.
→
BoursoBank and Bank AI - frequently asked questions
Does Bank AI place orders on my BoursoBank PEA?
No. Bank AI is read-only by design. We surface positions, cash, dividends and PEA flows so you can see the picture, but every trade or arbitrage continues to be done inside the BoursoBank platform. We never move money or trade securities on your behalf.
How does Bank AI separate PEA and compte-titres?
PEA and compte-titres are read as distinct wrapper-aware accounts inside Bank AI, with their own positions, dividends and gains. The 5-year PEA tax-advantage clock and the EUR 150,000 contribution cap remain visible alongside the unrestricted compte-titres.
Is my BoursoBank assurance-vie covered?
Where the connector exposes the assurance-vie product, yes - unit-linked supports and the fonds en euros are surfaced with anciennete (vital for the post-8-year tax abatement) visible. If the connector does not yet expose the assurance-vie, only the banking and brokerage parts of BoursoBank are read.
Does Bank AI calculate the prelevement forfaitaire unique (flat tax)?
No - Bank AI is a money app, not a tax tool. The 30 percent flat tax (PFU) on capital gains and dividends is applied by BoursoBank at source where required, and the IFU is generated annually by the bank. We surface the underlying flows so the audit trail is clean.
Are Livret A and LDDS balances included?
Yes. Regulated French savings accounts (Livret A, LDDS, LEP) read by the BoursoBank connector sit alongside your investments in the same view, with the regulated interest rate reflected in your overall yield.
Is my BoursoBank data stored outside the EU?
No. Bank AI processes banking and broker data in EU regions by default, with AES-256 encryption and EU-region key management. BoursoBank itself remains the custodian of your accounts and securities; Bank AI never holds them.
Connect BoursoBank to your full money picture
Closed preview in 2026 Q2 - public launch later in 2026.
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