Bank AI
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Every broker. Every position. One picture.

Bank AI connects your brokers, pensions, life-insurance investments and crypto wallets alongside your bank accounts - so the picture of your money is finally complete. Read-only access via licensed open-banking partners. No CSV imports, no manual entry, no spreadsheets.

Wealth providers
200+
Markets
11
Custody
Read-only
AI
Native

Why investors use Bank AI

Most portfolio trackers were built for a single asset class or a single country. Bank AI was built for the way Europeans actually invest today.

  • Built on licensed open banking, not CSV imports

    Bank AI uses PSD2-licensed Account Information Service Providers to read positions directly from brokers, banks and life-insurers. No screen-scraping, no exports, no stale data.

  • One picture across cash, brokerage, life-insurance and crypto

    Trade Republic, Hargreaves Lansdown, Saxo, Degiro, Fineco, BoursoBank, plus the major crypto exchanges and the largest French assurance-vie underwriters - all in the same app, in the same currency.

  • AI-native, not a dashboard with a chatbot bolted on

    Ask plain-language questions about exposure, performance, dividends, tax wrappers and risk. Bank AI sees your full multi-broker picture, so the answers are real, not generic.

Use cases

Three angles on the same wealth inventory. Pick the one that matches what you came here to solve.

Connect every broker, every wrapper

Bank AI surfaces investment positions across four categories. Coverage shown below corresponds to providers where Bank AI's licensed aggregation partners can read positions, not just cash balances.

Brokers and trading platforms(13)

  • Trade Republic

    EU

    Berlin-headquartered broker with an EU banking licence, popular for fractional shares, ETFs and savings plans across Europe.

  • Saxo Bank

    EU

    Danish bank and broker offering multi-asset trading (stocks, ETFs, bonds, futures, FX) across the EU and UK.

  • Degiro

    EU

    Dutch low-cost broker (now part of flatexDEGIRO) operating across the EU and UK; one of the largest retail brokers in Europe.

  • eToro

    EU

    Multi-asset broker known for social-trading; stocks, ETFs, crypto and CFDs depending on local licensing.

  • Hargreaves Lansdown

    GB

    FCA-regulated UK investment platform offering ISAs, SIPPs and general investment accounts; one of the largest by AUM in the UK.

  • AJ Bell YouInvest

    GB

    FCA-regulated UK investment platform with strong ISA, SIPP and Junior ISA coverage.

  • IG Markets

    GB

    FCA-regulated UK broker offering shares, ETFs, CFDs and spread betting; FTSE 250-listed parent IG Group.

  • Fineco Bank

    IT

    Italian online bank and broker, listed on Borsa Italiana; popular with retail investors for multi-currency brokerage.

  • BoursoBank

    FR

    France's largest online bank (formerly Boursorama Banque), Societe Generale subsidiary; combined banking and brokerage account.

  • Bourse Direct

    FR

    ACPR/AMF-regulated French online broker covering equities, ETFs, derivatives and PEA/PEA-PME wrappers.

  • EasyBourse

    FR

    Online brokerage subsidiary of La Banque Postale, focused on PEA, compte-titres and ETF investing.

  • Fortuneo

    FR

    French online bank and broker owned by Credit Mutuel Arkea; PEA, compte-titres and assurance-vie products.

  • Sicavonline

    FR

    French distributor of mutual funds and assurance-vie products; supervised by ACPR.

Life insurance, pensions and wealth wrappers(17)

  • Abeille Assurances

    FR

    French life-insurer (formerly Aviva France); assurance-vie contracts are a major retail wealth wrapper in France.

  • Afer

    FR

    French member-association distributing one of the country's largest assurance-vie contracts.

  • AG2R La Mondiale

    FR

    French mutualist insurance group covering retirement, life-insurance and salary-savings products.

  • Allianz

    FR / DE / IT

    Global insurer; in France and across the EU it distributes assurance-vie, retirement and asset-management products.

  • Amundi

    FR / IT / ES

    Europe's largest asset manager; distributes mutual funds, ETFs and salary-savings plans across the EU.

  • AXA Wealth Management

    FR

    Wealth-management arm of AXA in France; assurance-vie, retirement and discretionary mandates.

  • Cardif

    FR / IT / ES

    BNP Paribas Cardif: life-insurance and creditor-protection arm of BNP Paribas, with a deep French assurance-vie business.

  • Generali

    FR / IT / DE

    Italian-headquartered global insurer; life-insurance and pension products across France, Italy and Germany.

  • LinXea

    FR

    French online distributor of low-fee assurance-vie and retirement contracts.

  • Suravenir

    FR

    Life-insurance arm of Credit Mutuel Arkea; underwrites a large share of online assurance-vie in France.

  • Spirica

    FR

    Life-insurance subsidiary of Credit Agricole Assurances; underwrites flexible assurance-vie contracts.

  • SwissLife

    FR

    Swiss-headquartered insurer with a large French assurance-vie and retirement-savings book.

  • Yomoni

    FR

    French digital wealth manager; AMF-regulated discretionary mandates inside assurance-vie and PEA.

  • Ramify

    FR

    French digital wealth manager focused on diversified portfolios across assurance-vie, PEA and private equity.

  • Nalo

    FR

    French digital wealth advisor offering goal-based assurance-vie portfolios.

  • Goodvest

    FR

    French digital wealth manager focused on Paris Agreement-aligned, ESG-screened assurance-vie portfolios.

  • Meilleurtaux Placement

    FR

    French wealth-distribution platform offering assurance-vie, real-estate and retirement products.

Banks with a wealth or brokerage arm(28)

  • Barclays Wealth

    GB

    Wealth-management arm of Barclays; FCA-regulated, services brokerage, ISAs and discretionary portfolios.

  • Coutts Private

    GB

    Private bank within the NatWest Group; FCA-regulated, focused on high-net-worth and institutional clients.

  • HSBC UK

    GB

    UK retail and wealth arm of HSBC, regulated by the PRA and the FCA; investments include ISAs and a Global Investment Centre.

  • Lloyds Bank

    GB

    Lloyds Banking Group's UK retail brand; investment services and Share Dealing alongside ISAs and SIPPs.

  • Bank of Scotland

    GB

    Scottish brand within Lloyds Banking Group; offers Share Dealing, ISA and SIPP wrappers.

  • NatWest Personal

    GB

    Retail arm of the NatWest Group; UK Investments include Stocks & Shares ISA and self-directed brokerage.

  • Halifax

    GB

    Lloyds Banking Group brand offering Share Dealing, ISA and SIPP wrappers to UK retail customers.

  • Virgin Money

    GB

    UK challenger bank (now part of Nationwide) offering investment ISAs alongside current accounts and savings.

  • Mediobanca Premier

    IT

    Wealth and private-banking division of Mediobanca, Italy's largest investment bank.

  • Intesa Sanpaolo

    IT

    Italy's largest banking group; the wealth and private-banking arms surface investment positions alongside cash accounts.

  • UniCredit

    IT

    Pan-European banking group headquartered in Milan; private-banking arm covers Italian retail wealth.

  • Credito Emiliano

    IT

    Italian bank specialising in private banking and wealth management; supervised by Banca d'Italia.

  • Widiba Banca

    IT

    Online banking and brokerage arm of Banca Monte dei Paschi di Siena.

  • BNP Paribas

    FR

    France's largest bank by assets; the wealth-management arm surfaces investment positions alongside retail cash accounts.

  • Credit Agricole

    FR

    French cooperative banking group; the largest retail bank in France with a deep wealth and life-insurance footprint.

  • Credit Mutuel

    FR

    French mutual banking group; covers retail, brokerage and life-insurance wrappers across regional federations.

  • Societe Generale

    FR

    Major French bank with a private-banking arm and a strong online-investing brand (BoursoBank).

  • Caisse d'Epargne

    FR

    Cooperative regional banks within the BPCE group; live-savings wrappers (Livret A, PEL) plus securities accounts.

  • LCL

    FR

    French retail bank within the Credit Agricole group; brokerage and assurance-vie products to retail customers.

  • La Banque Postale

    FR

    Banking arm of La Poste; investment products including assurance-vie and the EasyBourse brokerage subsidiary.

  • Hello Bank!

    FR

    Mobile-first French bank operated by BNP Paribas; integrated brokerage account.

  • BRED

    FR

    French cooperative regional bank within the BPCE group; retail, brokerage and wealth products.

  • CIC

    FR

    Credit Industriel et Commercial, a French commercial bank within Credit Mutuel Alliance Federale.

  • Banque Edmond de Rothschild

    FR

    Independent private bank focused on wealth management and asset management for high-net-worth clients.

  • Milleis

    FR

    French private bank specialising in wealth management; successor to Barclays France's retail business.

  • AXA Banque

    FR

    AXA's French banking subsidiary; integrated savings, brokerage and assurance-vie distribution.

  • CaixaBank Espana

    ES

    Spain's largest retail bank by domestic market share; integrated brokerage and fund distribution.

  • Sabadell

    ES

    Banco Sabadell: major Spanish commercial bank with brokerage and investment-fund distribution.

Crypto exchanges and wallets(6)

  • Binance

    EU

    Global crypto exchange; EU operations are routed through entities registered with national VASP regimes.

  • Coinbase

    EU

    US-listed (NASDAQ: COIN) crypto exchange with an Irish entity (Coinbase Ireland) covering the EU.

  • Bitpanda

    EU

    Vienna-headquartered fintech offering crypto, stocks, ETFs and metals; EU passporting via Austrian licensing.

  • Kraken

    EU

    US-headquartered crypto exchange with Irish entity for EU customers and FCA registration in the UK.

  • Crypto.com Exchange

    EU

    Global crypto exchange and card-issuing fintech; EU operations routed through national VASP registrations.

  • Paymium

    FR

    French crypto exchange registered with the AMF as a Prestataire de Services sur Actifs Numeriques (PSAN).

Honest take: the European wealth-aggregation universe is asymmetric. France's assurance-vie market alone is around two trillion euro of household wealth, which is why so many French insurers and wealth-distribution platforms appear here. We are honest about gaps - if your provider is missing, write to us at info@stolenorbit.com.

More providers shipping through 2026

Bank AI's coverage map expands continuously through our open-banking partners. If you rely on a broker, pension or wealth platform that is not yet listed - especially Interactive Brokers, Scalable Capital, Trading 212, Vanguard or your local pension provider - tell us and we will prioritise. The coverage map is contractual, not aspirational.

221+ wealth-capable institutions tracked in the Bank AI inventory.

Your tax wrappers, surfaced correctly

Bank AI groups holdings by the wrapper that holds them, so the picture matches your actual tax position. Country-by-country support for the wrappers that matter most:

InvestingYour tax wrappers, surfaced correctlyConnect every broker, every wrapper
United KingdomStocks & Shares ISA, SIPP, GIAHeld positions read directly from FCA-regulated UK brokers.
FrancePEA, assurance-vie, PER, compte-titresMajor assurance-vie underwriters and ACPR-regulated brokers covered.
GermanyDepot, ETF SparplanTrade Republic and Saxo Depot positions surfaced alongside cash.
ItalyConto titoli, PIR, fondiFineco, Mediobanca Premier and the major banking groups covered.
SpainCuenta de valores, fondosCaixaBank and Sabadell brokerage positions covered today.
IrelandETF and equity holdingsPan-European brokers (Trade Republic, Saxo, Degiro, eToro) covered today.
NetherlandsBeleggingsrekeningDegiro, Trade Republic and the major crypto exchanges covered today.

Ask Bank AI about your investments

Bank AI sees positions across every connected provider, in your home currency. Ask the questions a multi-broker investor actually asks:

  • How is my portfolio performing in EUR this year?

  • What is my total exposure to US tech across all brokers?

  • What dividends did I receive in the last tax year?

  • Show my UK ISA and SIPP allocation side by side.

  • Which holdings overlap between my Trade Republic and Hargreaves Lansdown accounts?

  • How much of my wealth is in cash, equities, bonds and crypto?

Compared to other portfolio trackers

Honest, side-by-side comparisons against the trackers UK and EU investors most often ask us about.

Connect a specific broker

Per-broker overviews of what Bank AI surfaces - positions, cash, dividends, tax wrappers - for the brokers UK and EU investors most often connect first.

Investing FAQ

Can Bank AI track my investments and not just my bank accounts?

Yes. Bank AI was designed from day one as a money app, which includes investments. We connect to brokers, life-insurance and assurance-vie underwriters, pension providers and crypto exchanges via PSD2-licensed open-banking partners, and surface positions, balances and performance alongside cash accounts.

Which brokers and wealth platforms does Bank AI connect to today?

Bank AI's wealth coverage today includes Trade Republic, Saxo Bank, Degiro, eToro, Hargreaves Lansdown, AJ Bell YouInvest, Fineco Bank, BoursoBank, Bourse Direct, EasyBourse, Mediobanca Premier, the major French assurance-vie underwriters (Abeille, Afer, AG2R La Mondiale, Allianz, Cardif, Generali, Suravenir, Spirica, SwissLife) and the major crypto exchanges (Binance, Bitpanda, Coinbase, Kraken, Crypto.com). The full list is on this page.

Does Bank AI support my ISA, SIPP, PEA or assurance-vie?

Yes, where the underlying broker or insurer exposes the holdings to a PSD2 AISP. Stocks & Shares ISAs, SIPPs and GIAs are covered through UK brokers; PEAs, PER and assurance-vie wrappers are covered through major French banks and insurers; German Depots and ETF Sparplane are covered through Trade Republic, Saxo and the brokerage arms of major banks.

Can Bank AI execute trades for me?

No. Bank AI is read-only by default. We surface positions and let you act on them inside your existing broker or wealth platform. Payment Initiation is on the roadmap and will run as a separate, explicitly authorised flow.

How is multi-currency handled?

Every holding is normalised to your home currency at the daily mid-market rate. The original currency is preserved on each position so you can still see local-currency performance.

How does Bank AI compare to Sharesight, Snowball Analytics or a manual spreadsheet?

Most portfolio trackers either rely on broker CSV imports (manual, error-prone) or limit you to a single market or asset class. Bank AI uses licensed open-banking connections, covers cash and investments in the same view, supports the EU's wealth wrappers (assurance-vie, PEA, PIR), and answers questions in plain language.

Is the data secure?

Yes. Bank AI's aggregation runs through PSD2-licensed AISPs supervised by national regulators (FCA, BaFin, ACPR, Banca d'Italia, Banco de Espana). Data is stored in EU regions, encrypted with TLS 1.2+ in transit and AES-256 at rest. Bank AI never sells personal data.

What is the difference between a broker and a 'wealth' provider in Bank AI?

Brokers are platforms where you place trades (Trade Republic, Saxo, Degiro). 'Wealth' providers in Bank AI are life-insurers, assurance-vie underwriters, pension providers and asset managers that hold investments inside a tax wrapper - like AXA, Allianz, Generali, Abeille, Afer or AG2R La Mondiale. Bank AI surfaces both.

What about crypto?

Bank AI covers the major crypto exchanges (Binance, Bitpanda, Coinbase, Kraken, Crypto.com) and pulls balances and positions read-only via the exchange API. Hardware wallets and self-custody are on the roadmap. Bank AI itself never custodies crypto.

How do I add a broker that is not on this list?

Write to info@stolenorbit.com with the broker name and your country. Coverage expands continuously through our open-banking partners; we prioritise providers our users actually use.

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