Saxo Bank — Danish-headquartered investment bank serving sophisticated retail and professional clients across 50+ markets, supervised by the Danish FSA.
- Markets
- 11+
- Asset classes
- Stocks / ETFs / Bonds / FX / Futures
- Connection
- PSD2 (read-only)
Multi-asset positions
Equities, ETFs, bonds, FX positions and futures contracts read into the Bank AI view, each with their cost basis, current value and unrealised P&L.
Cash by currency
Saxo's multi-currency cash balances (EUR, USD, GBP, CHF, ...) sit next to your bank current accounts, with FX exposure visible in one number.
Dividends and coupons
Incoming dividends from equities and coupons from bonds are tagged separately so income vs. price return is visible per position.
Realised vs. unrealised P&L
Recently closed positions are tagged as realised gains; open positions show unrealised P&L computed in your home currency.
- United Kingdom
- Ireland
- Germany
- France
- Italy
- Spain
- Belgium
- Luxembourg
- Netherlands
- Portugal
- Czech Republic
- Stocks across 50+ exchanges
- ETFs (UCITS and US-listed)
- Bonds (government and corporate)
- FX spot and forward
- Futures and options
- Mutual funds
- Stocks & Shares ISA (UK via Saxo)
- GIA / brokerage account (UK)
- Compte-titres (FR)
- Depot (DE)
- Conto titoli (IT)
- What is my non-USD currency exposure across Saxo and my home banking?
- How much have I paid in Saxo platform fees and FX conversion year-to-date?
- What was my realised P&L on European stocks last tax year?
- Show me my bond ladder maturities for the next 24 months.
- Broker
Trade Republic
Pan-European broker with an EU banking licence; Depot, ETF Sparplan and cash all surfaced in Bank AI.
→ - Broker
Degiro
Amsterdam-based pan-EU broker, part of flatexDEGIRO; positions surfaced in Bank AI.
→ - Broker
eToro
Multi-asset social-trading platform; stocks, ETFs, crypto and CFDs surfaced in Bank AI.
→ - Use case
Portfolio tracker
Live positions, dividends and allocation across every broker and wrapper.
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Does Bank AI place orders on my Saxo account?
No. Bank AI is read-only by design. We surface positions, cash, dividends and realised P&L so you can see the picture, but every order continues to be placed inside Saxo's platform. We never move money or trade securities on your behalf.
How does Bank AI connect to Saxo?
Saxo Bank exposes account data via PSD2 in the EU and through equivalent open-banking frameworks in the UK. Bank AI uses licensed AISP partners to read positions, cash, transactions and corporate actions, with Strong Customer Authentication every 90 days.
Are FX positions and futures included?
Yes. FX spot and forward positions, futures contracts and options are all surfaced where Saxo exposes them via the connector. Where derivative margin requirements apply, Bank AI reads the maintenance margin alongside the position size.
Does Bank AI calculate UK CGT or Danish capital-gains tax?
No - Bank AI is a money app, not a tax tool. UK CGT (with same-day, 30-day and section-104 pool rules) and Danish realisationsbeskatning are best handled in dedicated tax software or by your broker's annual statement. We surface the underlying disposals so the audit trail is clean.
Can I see Saxo alongside my pension and crypto?
Yes. Saxo positions sit in the same view as your AJ Bell SIPP, your Trade Republic Depot, your French assurance-vie, your Coinbase wallet and your everyday banking, with one multi-currency net worth number.
Is Saxo's data exported anywhere?
Bank AI processes broker data in EU regions by default, with AES-256 encryption and EU-region key management. Saxo itself remains the custodian of your securities and cash; Bank AI never holds them.
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