Long-form, opinionated writing on open banking, multi-broker portfolios, EU and UK tax wrappers, and net-worth tracking. We publish when we have something concrete to say about how money actually works in 2026.
- Guides6 min read
Why your bank statement isn't your net worth (and what is).
What net worth actually is, why the bank-statement view falls short, and how to get an honest picture across cash, investments, pensions and crypto.
- Guides6 min read
Multi-currency wealth: managing GBP, EUR and USD without losing track.
How to manage GBP, EUR and USD wealth in 2026 without bleeding money on FX spreads or losing track of net worth.
- Crypto7 min read
Crypto and your portfolio: how to think about allocation in 2026.
A sober frame for thinking about crypto allocation in a balanced portfolio: how much, what venue, what wrapper - without the hype.
- Guides6 min read
Net-worth tracker apps for the UK and EU: what to look for in 2026.
What to look for in a net-worth tracker if you bank or invest across the UK and EU - coverage, refresh, wrappers, AI, and the trade-offs.
- Investing6 min read
ETF Sparplan in 2026: how German investors automate their portfolio.
How the ETF Sparplan works in 2026, the major German Depots that offer it, and the trade-offs to be honest about.
- Wealth wrappers7 min read
PEA vs assurance-vie: which French tax wrapper to use in 2026.
How PEA and assurance-vie compare on tax, scope, liquidity and inheritance - and how most French investors stack them in 2026.
- Wealth wrappers6 min read
ISA vs SIPP vs General Investment Account: which UK wrapper to use.
What each UK wrapper does, when each makes sense, and the order most investors should fill them in. With trade-offs, not just a checklist.
- Investing7 min read
How to build a multi-broker portfolio dashboard in 2026.
The modern toolkit for stitching positions across ISA, SIPP, PEA, assurance-vie, Depot and crypto into one dashboard - and the trade-offs to be honest about.
- Open banking7 min read
PSD2 explained: how Europe's open-banking rules work in 2026.
What PSD2 actually does, how AISP and PISP licensing work in practice, and what is changing under the EU's PSD3 / PSR1 update.
- Open banking7 min read
What is open banking? A plain-English 2026 guide for UK and EU savers.
A plain-English guide to what open banking is, how it works in the UK and EU in 2026, and what it means for you as a saver or investor.