Bank AI
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Netherlands

Netherlands banking app - connect 7+ banks in one place

Active connectors
7
Retail coverage
100%
Regulator
DNB
Currency
EUR

Why Bank AI

Three things you should know:

  • The Dutch retail banking market is one of the most-concentrated in Europe - ING, Rabobank and ABN AMRO together hold roughly 80%+ of household current accounts.

  • Dutch users are heavy adopters of iDeal, the dominant Dutch e-commerce payment rail, which Bank AI surfaces as standard transaction metadata.

  • DNB and the AFM jointly supervise PSD2 implementation and AISP licensing in the Netherlands.

Banks we support

  • ING Nederland

    Major retail

    Largest Dutch retail bank by customers.

  • Rabobank

    Cooperative

    Cooperative bank with the second-largest retail footprint in the Netherlands.

  • ABN AMRO

    Major retail and corporate

    Major Dutch retail and commercial bank.

  • SNS Bank

    Retail bank

    Retail bank within the Volksbank holding.

  • ASN Bank

    Retail bank

    Sustainability-focused retail bank within the Volksbank holding.

  • Knab

    Direct bank

    Online bank within the Aegon group, focused on freelancers and small businesses.

  • Bunq

    Neobank

    Amsterdam-born neobank with a European banking licence.

International banks available here

  • Revolut

    International neobank

    Dutch customers are served by Revolut Bank UAB under the Lithuanian banking licence, passported across the EEA.

  • N26

    International neobank

    Berlin-headquartered neobank operating in the Netherlands under its German banking licence (BaFin).

  • Wise

    International account

    Multi-currency account; in the Netherlands Wise operates via Wise Europe SA under its Belgian e-money licence.

Don't see your bank?

Bank AI's coverage extends well beyond the names listed here, including the long tail of cooperative, regional and online-only institutions. If your bank isn't shown, get in touch and we'll confirm coverage.

Check coverage

How Bank AI works

  1. 1. Connect your accounts

    Link banks, brokers, pensions and crypto wallets through PSD2-licensed open-banking partners. Read-only by default.

  2. 2. See the whole picture

    Net worth, monthly cash flow, spending, savings, investments and crypto - in your home currency, refreshed automatically.

  3. 3. Let the AI do the heavy lifting

    Categorisation, anomaly alerts, savings forecasts and a chat that answers plain-language questions about your money.

Regulation and trust

De Nederlandsche Bank (DNB)PSD2 (Dutch implementation)

How Bank AI compares

Bank AIOther tools
Multi-bank, multi-country viewYesPartial
AI assistant grounded in your real dataYesNo
EU data residency, GDPR by defaultYesPartial
Crypto-ready (in build)PartialNo

Frequently asked questions

Which Dutch banks does Bank AI connect to?

Bank AI connects to ING, Rabobank, ABN AMRO, Volksbank brands (SNS, ASN), Knab and Bunq. Together they cover essentially the entire Dutch retail current-account market.

Is Bank AI regulated in the Netherlands?

Bank AI is a money-management app. Account-data access happens via licensed AISP partners under PSD2, supervised by De Nederlandsche Bank (DNB) and the AFM, or by an equivalent European regulator.

Does Bank AI work for cross-border Dutch-Belgian-German users?

Yes. Bank AI is designed for cross-border users and consolidates Dutch, Belgian and German accounts in a single view, in the language of your choice.

How does Bank AI compare with Buddy and Spaarstrategie?

Buddy and Spaarstrategie are Dutch-specific budgeting tools focused on personal finance education. Bank AI is a multi-bank, multi-asset, multi-language platform with an AI assistant grounded in your real data, not just budgeting templates.

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🇳🇱 Netherlands

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