- Active connectors
- 7
- Retail coverage
- 100%
- Regulator
- DNB
- Currency
- EUR
The Dutch retail banking market is one of the most-concentrated in Europe - ING, Rabobank and ABN AMRO together hold roughly 80%+ of household current accounts.
Dutch users are heavy adopters of iDeal, the dominant Dutch e-commerce payment rail, which Bank AI surfaces as standard transaction metadata.
DNB and the AFM jointly supervise PSD2 implementation and AISP licensing in the Netherlands.
ING Nederland
Major retailLargest Dutch retail bank by customers.
Rabobank
CooperativeCooperative bank with the second-largest retail footprint in the Netherlands.
ABN AMRO
Major retail and corporateMajor Dutch retail and commercial bank.
SNS Bank
Retail bankRetail bank within the Volksbank holding.
ASN Bank
Retail bankSustainability-focused retail bank within the Volksbank holding.
Knab
Direct bankOnline bank within the Aegon group, focused on freelancers and small businesses.
Bunq
NeobankAmsterdam-born neobank with a European banking licence.
International banks available here
Revolut
International neobankDutch customers are served by Revolut Bank UAB under the Lithuanian banking licence, passported across the EEA.
N26
International neobankBerlin-headquartered neobank operating in the Netherlands under its German banking licence (BaFin).
Wise
International accountMulti-currency account; in the Netherlands Wise operates via Wise Europe SA under its Belgian e-money licence.
Don't see your bank?
Bank AI's coverage extends well beyond the names listed here, including the long tail of cooperative, regional and online-only institutions. If your bank isn't shown, get in touch and we'll confirm coverage.
1. Connect your accounts
Link banks, brokers, pensions and crypto wallets through PSD2-licensed open-banking partners. Read-only by default.
2. See the whole picture
Net worth, monthly cash flow, spending, savings, investments and crypto - in your home currency, refreshed automatically.
3. Let the AI do the heavy lifting
Categorisation, anomaly alerts, savings forecasts and a chat that answers plain-language questions about your money.
De Nederlandsche Bank (DNB)PSD2 (Dutch implementation)
Account types we surface
Beleggingsrekening
Degiro, Trade Republic and the major crypto exchanges expose positions today; Dutch-bank beleggingsrekening coverage extends as connectors expose wealth data.
Brokers covered for Dutch investors
- Trade Republic
- Saxo Bank
- Degiro
- eToro
Brokers, wealth wrappers and exchanges connectable today
Curated subset of the wealth-capable institutions Bank AI connects in this market. Tap a card to see what positions, wrappers and tax data Bank AI surfaces for that provider.
Brokers and trading platforms(4)
Trade Republic
EUBerlin-headquartered broker with an EU banking licence, popular for fractional shares, ETFs and savings plans across Europe.
Saxo Bank
EUDanish bank and broker offering multi-asset trading (stocks, ETFs, bonds, futures, FX) across the EU and UK.
Degiro
EUDutch low-cost broker (now part of flatexDEGIRO) operating across the EU and UK; one of the largest retail brokers in Europe.
eToro
EUMulti-asset broker known for social-trading; stocks, ETFs, crypto and CFDs depending on local licensing.
Crypto exchanges and wallets(5)
Binance
EUGlobal crypto exchange; EU operations are routed through entities registered with national VASP regimes.
Coinbase
EUUS-listed (NASDAQ: COIN) crypto exchange with an Irish entity (Coinbase Ireland) covering the EU.
Bitpanda
EUVienna-headquartered fintech offering crypto, stocks, ETFs and metals; EU passporting via Austrian licensing.
Kraken
EUUS-headquartered crypto exchange with Irish entity for EU customers and FCA registration in the UK.
Crypto.com Exchange
EUGlobal crypto exchange and card-issuing fintech; EU operations routed through national VASP registrations.
Investing in the Netherlands - frequently asked questions
Which brokers does Bank AI cover in the Netherlands?
Trade Republic, Saxo Bank, Degiro and eToro. Domestic beleggingsrekening positions at ABN AMRO, ING and Rabobank are surfaced where the connector exposes wealth data via PSD2.
How does Bank AI handle Box 3 (vermogensrendementsheffing)?
Bank AI shows the assets and balances that drive the Box 3 calculation, but does not compute the wealth-tax liability automatically. The Dutch Box 3 deemed-return rules change frequently and are best handled in dedicated tax software or by your broker's annual statement.
Can I see cash, brokerage and crypto in one place?
Yes. ABN AMRO, ING, Rabobank, bunq or Revolut Netherlands accounts sit alongside your Degiro, Trade Republic or Saxo positions and your Coinbase, Bitpanda, Kraken wallets, with EUR / USD totals computed live.
Is Bank AI regulated for Dutch users?
Bank AI is a money app - not a bank. Account-information access is delivered by licensed Account Information Service Providers (AISPs) supervised by DNB / AFM or another EU regulator and passported into the Netherlands under PSD2.
Are dividends and ETF distributions tracked?
Yes. Dividend payments and ETF distributions from your broker accounts are read alongside the underlying positions, with multi-currency totals reflected in your net worth.
| Bank AI | Other tools | |
|---|---|---|
| Multi-bank, multi-country view | Yes | Partial |
| AI assistant grounded in your real data | Yes | No |
| EU data residency, GDPR by default | Yes | Partial |
| Crypto-ready (in build) | Partial | No |
Which Dutch banks does Bank AI connect to?
Bank AI connects to ING, Rabobank, ABN AMRO, Volksbank brands (SNS, ASN), Knab and Bunq. Together they cover essentially the entire Dutch retail current-account market.
Is Bank AI regulated in the Netherlands?
Bank AI is a money-management app. Account-data access happens via licensed AISP partners under PSD2, supervised by De Nederlandsche Bank (DNB) and the AFM, or by an equivalent European regulator.
Does Bank AI work for cross-border Dutch-Belgian-German users?
Yes. Bank AI is designed for cross-border users and consolidates Dutch, Belgian and German accounts in a single view, in the language of your choice.
How does Bank AI compare with Buddy and Spaarstrategie?
Buddy and Spaarstrategie are Dutch-specific budgeting tools focused on personal finance education. Bank AI is a multi-bank, multi-asset, multi-language platform with an AI assistant grounded in your real data, not just budgeting templates.
🇳🇱 Netherlands
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