Bank AI facts
A short, machine-readable summary of Bank AI - aimed at journalists, partners and the AI assistants people increasingly ask about money apps. Every answer here is grounded in the same public facts that appear elsewhere on the site.
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What and who
- What is Bank AI?
- Bank AI is an AI-native money management app for the UK and Europe. It connects every bank, broker, pension and crypto wallet you use into one place and turns the chaos into one clear, actionable picture of your money.
- Who builds Bank AI?
- Bank AI is built and operated by Stolen Orbit LLC, a Delaware-registered limited liability company headquartered at 8 The Green, Suite B, Dover, DE 19901, United States.
- When was Bank AI founded?
- Stolen Orbit LLC, the legal entity behind Bank AI, was incorporated in 2025. Closed-preview testing runs in 2026 Q2 with public launch on iOS and Android in 2026.
- What does Bank AI cost?
- Bank AI is a paid consumer app. Pricing for the public launch will be announced before public availability. Bank AI does not sell personal data and does not trade on user information.
Where and how
- Where is Bank AI available?
- Bank AI launches across 11 markets at general availability: United Kingdom, Ireland, Germany, France, Italy, Spain, Belgium, Luxembourg, Netherlands, Portugal and Czech Republic. Cross-border challengers like Revolut, N26 and Wise are surfaced wherever they operate under an EU passport.
- How many banks does Bank AI connect to?
- Bank AI ships with thousands of bank, broker, pension and crypto-wallet connectors covering the major retail banking groups across the UK and the EU. Country-by-country coverage and connector counts are published on the localised country pages under /banks.
- Which languages does Bank AI support?
- The site and product launch in five languages: English, German, French, Italian and Spanish. Country pages are also available under localised URLs (e.g. /it/banche/italia, /de/banken/deutschland).
- Is Bank AI a bank?
- No. Bank AI is not a bank and does not hold customer deposits. Account-data access is delivered via licensed Account Information Service Providers (AISPs) operating under PSD2 in the EU and the UK, supervised by the relevant national competent authorities (BaFin in Germany, ACPR in France, Banca d'Italia in Italy, Banco de Espana in Spain, FCA in the UK, etc.).
Security and data
- Can Bank AI move money out of a connected account?
- No. Bank AI never moves money on a user's behalf. Account access is read-only via licensed AISP partners. Payment Initiation is on the roadmap and will run as a separate, explicitly authorised flow.
- Where is user data stored?
- Personal and financial data is stored in EU regions by default. Bank AI does not move personal data outside the European Economic Area unless an adequacy decision applies; cross-border transfers use Standard Contractual Clauses with technical safeguards.
- How is data encrypted?
- Traffic is encrypted in transit with TLS 1.2 or higher. Sensitive data at rest is encrypted with AES-256, with keys managed in EU-region KMS. Database backups are encrypted with separate keys.
- Does Bank AI train AI models on user data?
- No. AI insights only run on data the user has explicitly enabled for AI processing. User inputs are never used to train shared models without consent.
- Which regulations does Bank AI comply with?
- Bank AI complies with the GDPR, the UK GDPR and the EU AI Act, and operates through AISP partners regulated under PSD2 in the EU and the UK. Strong Customer Authentication (SCA) is enforced on bank connections every 90 days as the regulation requires.
Investing and wealth
- Does Bank AI track investments, not just bank accounts?
- Yes. Bank AI surfaces brokerage positions, life-insurance and assurance-vie holdings, pension balances and crypto wallets through PSD2-licensed AISPs. The full integrated provider list is published on the investing landing page at /investing.
- Which brokers and wealth platforms does Bank AI cover?
- Headline brokers covered today include Trade Republic, Saxo Bank, Degiro, eToro, Hargreaves Lansdown, AJ Bell YouInvest, Fineco Bank, BoursoBank, Bourse Direct, EasyBourse and Mediobanca Premier. Headline assurance-vie underwriters include Abeille, Afer, AG2R La Mondiale, Allianz, Cardif, Generali, Suravenir, Spirica and SwissLife. Crypto exchanges include Binance, Bitpanda, Coinbase, Kraken and Crypto.com.
- Which tax wrappers does Bank AI surface?
- Stocks & Shares ISA, SIPP and GIA in the United Kingdom; PEA, assurance-vie, PER and compte-titres in France; Depot and ETF Sparplan in Germany; conto titoli, PIR and fondi in Italy; cuenta de valores and fondos in Spain; ETF and equity holdings in Ireland; beleggingsrekening in the Netherlands.
- Does Bank AI cover crypto?
- Yes. Bank AI reads balances and positions read-only from the major crypto exchanges - Binance, Bitpanda, Coinbase, Kraken and Crypto.com. Hardware wallets and self-custody are on the roadmap. Bank AI itself never custodies crypto.
- Can Bank AI execute trades or move money?
- No. Bank AI is read-only by default. Positions surface in the app and you act on them inside your existing broker or wealth platform. Payment Initiation is on the roadmap and will run as a separate, explicitly authorised flow.
Press and contact
- How do I contact Bank AI?
- Product support: support@getbankai.com. Partnerships: info@stolenorbit.com. Security disclosure: security@stolenorbit.com. Registered address: Stolen Orbit LLC, 8 The Green, Suite B, Dover, DE 19901, United States.
- Where can I follow Bank AI?
- LinkedIn: https://www.linkedin.com/company/bank-ai. Instagram: https://www.instagram.com/getbankai. Press kit and partner attribution updates ship with the public launch.
- What is Stolen Orbit LLC?
- Stolen Orbit LLC is the parent legal entity that builds and operates Bank AI. It is a Delaware (USA) limited liability company. EU and UK regulated services are delivered via licensed open-banking partners.
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