1. Connect your accounts
Add banks, brokers, pensions and crypto wallets through PSD2-licensed open banking and aggregation partners. Read-only by default - Bank AI never moves money on your behalf.
2. See the whole picture
Net worth, monthly cash flow, spending categories, savings goals, investments and crypto - across every account, in your home currency, refreshed automatically.
3. Let the AI do the heavy lifting
Categorisation, anomaly alerts, subscription audits, savings forecasts and a chat that answers plain-language questions about your money - on data you control.
Multi-bank households across the UK and Europe
Current account at one bank, savings at another, an ISA, PEA, Depot or conto titoli somewhere else, crypto on the side. Bank AI brings it together - safely, in your language, under GDPR and UK GDPR.
Cross-border professionals in Europe
Working in Berlin, banking in Paris, paying rent in Amsterdam, with a brokerage in Italy and a pension back home. Bank AI handles multiple banks, currencies and tax situations.
Investors and crypto users
Equities, ETFs, ISAs, pensions and crypto wallets in one place, with returns calculated honestly and (soon) a built-in on-ramp from licensed partners.
People who want their AI to actually help
Not a chatbot bolted onto a dashboard - an assistant that understands every euro and pound you have, and tells you what to do next, only when it is worth saying.
How does Bank AI connect to my accounts?
Bank AI connects through PSD2-licensed open-banking and aggregation partners. You authorise each connection with your own bank's login, and Bank AI receives a read-only feed of your balances and transactions. Your banking credentials are never shared with Bank AI.
Can Bank AI move or spend my money?
No. Every connection is read-only by default. Bank AI can see balances and transactions to build your picture, but it cannot move, send or spend money on your behalf. Payment features, if added later, would be opt-in and clearly separate.
How long does setup take?
Most people connect their first few accounts in a few minutes. You add each bank, broker, pension or crypto wallet once, authorise it, and Bank AI keeps the data refreshed automatically from then on.
Do I stay in control of my connections?
Yes. You can see every connected account and disconnect any of them at any time from inside the app. Removing a connection stops Bank AI from reading that account straight away.
What does the AI actually do once my accounts are connected?
It categorises spending, flags anomalies and forgotten subscriptions, projects savings goals, and answers plain-language questions about your money. AI features are opt-in and only run on the data you choose to share.
Get the app