Bitcoin (BTC) tracker
Bank AI reads your Bitcoin balances across every connected exchange, self-custody wallet and hardware device, and shows total BTC exposure next to your bank, broker and the rest of your crypto - in one multi-currency view.
Bitcoin (BTC) — Released in 2009 as the first decentralised digital currency. Capped supply of 21 million coins, secured by proof-of-work, with the largest market capitalisation of any crypto-asset.
- Network
- Bitcoin mainnet
- Decimals
- 8 (1 BTC = 100M sats)
- Connection
- Read-only
Bitcoin's price is highly volatile. You may lose some or all of the amount you invest. This page is marketing communication; it is not investment, tax or legal advice. Bank AI is not a regulated crypto-asset service provider; on-ramp and off-ramp are delivered by licensed partners.
What Bank AI surfaces from your Bitcoin holdings
Read-only by design. Bank AI never asks any wallet, exchange or hardware device to sign transactions on your behalf.
Total BTC across venues
Bitcoin held on Binance, Coinbase, Kraken, Bitpanda, Crypto.com, MetaMask, Trust Wallet, Ledger and Trezor sums into one BTC exposure number, with the home-currency value computed live.
Cost basis and unrealised P&L
Per-venue cost basis is read where the API exposes it; unrealised gain or loss in your home currency is shown alongside the underlying balance.
Lightning and L2 (where exposed)
Lightning Network channels and BTC-anchored L2 balances (e.g. on Coinbase) are surfaced as separate sub-balances so the picture is complete.
On-chain confirmations and pending sends
When you transfer BTC between two of your venues, Bank AI tracks the on-chain confirmation count so the same coin is not double-counted while in flight.
Where Bank AI reads your BTC
BTC balances are read across the connected exchanges and wallets - read-only, no withdrawal permission.
- Binance (read-only API)
- Coinbase (Advanced API + Wallet via WalletConnect)
- Kraken (read-only API)
- Bitpanda (read-only API)
- Crypto.com (read-only API)
- MetaMask (WalletConnect)
- Trust Wallet (WalletConnect)
- Ledger / Trezor (xpub, read-only)
Supported networks
Bitcoin lives on its own mainnet, with a few wrapped representations on other chains (read separately so the picture is honest).
- Bitcoin mainnet (native BTC)
- Lightning Network (where exposed)
- Wrapped BTC (WBTC) on Ethereum
- Wrapped BTC on Arbitrum, Base, Optimism
Ask the Bank AI assistant about your Bitcoin
Plain-language questions across all your BTC, anywhere it lives.
- How much Bitcoin do I own across all my exchanges and my Ledger?
- What is my unrealised P&L on Bitcoin since my first buy?
- How much have I spent on on-ramp fees converting fiat into BTC this year?
- What share of my net worth is currently Bitcoin?
Related coins
- Coin
Ethereum (ETH)
The largest smart-contract platform. ETH, ERC-20 tokens and L2 balances tracked in Bank AI.
→ - Coin
Tether (USDT)
The largest USD-pegged stablecoin. USDT on Ethereum, Tron, Solana and other chains tracked in Bank AI.
→ - Coin
XRP
Native asset of the XRP Ledger. Tracked across every connected exchange and wallet in Bank AI.
→ - Coin
BNB
Native asset of BNB Chain. Tracked on Binance and self-custody wallets in Bank AI.
→
Bitcoin and Bank AI - frequently asked questions
Does Bank AI sell Bitcoin?
Bank AI is not a crypto exchange and does not run an order book. When the on-ramp launches, you can buy and sell BTC inside Bank AI through licensed partners (MoonPay, Ramp Network) that hold the relevant CASP / FCA registrations. The fiat-to-BTC conversion is executed by the partner; the BTC is delivered to your embedded non-custodial wallet.
Where is my Bitcoin custodied?
BTC you buy through Bank AI sits in an embedded non-custodial MPC wallet - you own the keys; Bank AI never holds a complete private key. BTC held on Binance, Coinbase, Kraken etc. is custodied by the respective exchange. BTC held on Ledger or Trezor stays on your hardware device. Bank AI is read-only across all of those.
Does Bank AI track Lightning Network balances?
Where the exchange or wallet connector exposes Lightning channel balances, yes - they are surfaced as a separate sub-balance under your BTC line. We do not currently route Lightning payments inside Bank AI; tracking only.
What about wrapped BTC (WBTC, cbBTC)?
Wrapped versions of BTC living on Ethereum and L2s are tracked as separate positions. They are tagged distinctly from native BTC so your real on-chain Bitcoin exposure stays clear.
Does Bank AI calculate UK CGT or German Spekulationsfrist on my BTC sales?
No - Bank AI is a money app, not a tax tool. We export your full BTC transaction history (buys, sells, transfers, on-ramp fees) so you can hand it to a specialist tool like Koinly, CoinTracking or CoinLedger, or to your accountant. Capital-gains rules vary by jurisdiction; talk to a qualified adviser.
Can I see my Bitcoin alongside my pension and bank accounts?
Yes - that is the whole point. Your BTC sits in the same multi-currency net-worth view as your AJ Bell SIPP, your Trade Republic Depot, your home banking and your stablecoin balances. The AI answers questions like 'how much of my net worth is in BTC' across the full picture, not just the crypto slice.
Track your Bitcoin alongside the rest of your money
Closed preview now - public launch later in 2026.
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