Bank AI
Get the app
Belgium

Active connectors
28
Retail coverage
95%
Regulator
NBB / BNB
Currency
EUR

  • Belgium is officially trilingual (Dutch, French, German), so Bank AI's multilingual UI is a fit by design.

  • The NBB / BNB co-supervises PSD2 with the FSMA, which oversees market conduct including investor protection.

  • Belgian retail banking is highly concentrated - the four big players (BNP Paribas Fortis, KBC, Belfius, ING) hold over 80% of household current accounts.

  • BNP Paribas Fortis

    Major retail and corporate

    Belgium's largest bank, owned by BNP Paribas.

  • KBC

    Major retail

    Largest Flemish bancassurance group, headquartered in Brussels.

  • Belfius

    Major retail

    Major retail bank wholly owned by the Belgian state.

  • ING Belgium

    Direct bank

    Belgian retail arm of ING Group.

  • Argenta

    Retail bank

    Antwerp-headquartered retail and asset-management bank.

  • AXA Bank Belgium

    Retail bank

    Bancassurance unit of AXA in Belgium.

  • Crelan

    Cooperative network

    Cooperative bank with a deep rural Belgian footprint, formerly Centea + Landbouwkrediet.

International banks available here

Don't see your bank?

Bank AI's coverage extends well beyond the names listed here, including the long tail of cooperative, regional and online-only institutions. If your bank isn't shown, get in touch and we'll confirm coverage.

Check coverage

  1. 1. Connect your accounts

    Link banks, brokers, pensions and crypto wallets through PSD2-licensed open-banking partners. Read-only by default.

  2. 2. See the whole picture

    Net worth, monthly cash flow, spending, savings, investments and crypto - in your home currency, refreshed automatically.

  3. 3. Let the AI do the heavy lifting

    Categorisation, anomaly alerts, savings forecasts and a chat that answers plain-language questions about your money.

Nationale Bank van Belgie / Banque Nationale de Belgique (NBB / BNB)PSD2 (Belgian implementation)

Investing pillar

Account types we surface

Compte-titres, fonds

Belgium does not offer ISA-style wrappers; held positions are read directly from your broker and shown alongside cash and crypto.

Brokers covered for Belgian investors

  • Trade Republic
  • Saxo Bank
  • Degiro
  • eToro

Brokers, wealth wrappers and exchanges connectable today

Curated subset of the wealth-capable institutions Bank AI connects in this market. Tap a card to see what positions, wrappers and tax data Bank AI surfaces for that provider.

Investing in Belgium - frequently asked questions

Which Belgian brokers does Bank AI cover?

Pan-European brokers operating in Belgium under EU passporting - Trade Republic, Saxo Bank, Degiro and eToro. Domestic brokerage arms of KBC, BNP Paribas Fortis and Belfius are surfaced where the connector exposes positions via PSD2.

Is the Belgian taxe sur les operations de bourse calculated?

No - Bank AI is not a tax tool. The TOB (Belgian stock-exchange transaction tax, 0.12 to 1.32 per cent depending on instrument) is applied by your broker, not by Bank AI. We show the underlying trades so the audit trail remains clean.

Can I see cash, brokerage and crypto in one place?

Yes. Belgian banks (KBC, BNP Paribas Fortis, Belfius, Argenta) plus your broker positions and crypto wallets (Coinbase, Bitpanda, Kraken) appear in a single multi-currency view, with the AI assistant reading across all of them.

Is Bank AI regulated to operate in Belgium?

Bank AI is a money app - not a bank. Account-information access is delivered by licensed Account Information Service Providers (AISPs) supervised by the FSMA / NBB or another EU regulator and passported into Belgium under PSD2.

Are dividends from European stocks tracked?

Yes. Dividend payments from European-listed equities held in your Belgian or pan-European broker accounts are read alongside the underlying positions, with multi-currency totals reflected in your net worth.

Bank AI investing overview →

Bank AIOther tools
Multi-bank, multi-country viewYesPartial
AI assistant grounded in your real dataYesNo
EU data residency, GDPR by defaultYesPartial
Crypto-ready (in build)PartialNo

Quelles banques belges Bank AI prend-il en charge?

Bank AI couvre les quatre grandes banques belges (BNP Paribas Fortis, KBC, Belfius, ING Belgium), Argenta, AXA Bank Belgium et Crelan, soit la quasi-totalite du marche de detail. Au total, 28 connecteurs actifs sont disponibles.

Bank AI fonctionne-t-il en francais et en neerlandais?

L'application Bank AI est disponible en francais. Une version neerlandaise est prevue dans une phase ulterieure ; en attendant, l'experience francaise reste pleinement fonctionnelle pour les utilisateurs en Belgique.

Bank AI est-il regule par la BNB?

Bank AI est une app de gestion d'argent. L'acces aux donnees de comptes passe par des partenaires d'open banking agrees comme AISP sous PSD2, supervises par la Banque nationale de Belgique ou par un autre superviseur europeen.

Bank AI peut-il consolider mes comptes belges et francais?

Oui. Si vous avez des comptes a la fois en France et en Belgique, ils s'affichent dans une vue unique avec conversion automatique en euros et categorisation cross-frontiere.

Bank AI fonctionne-t-il avec les comptes-titres belges?

Les comptes-titres sont integres au fur et a mesure que les courtiers belges (Bolero, Keytrade, Saxo) exposent leurs flux via les partenaires d'aggregation.

🇧🇪 Belgium

Get the app