- Active connectors
- 5
- Retail coverage
- 80%
- Regulator
- CBI
- Currency
- EUR
Ireland is the only English-native EU launch market in Bank AI's portfolio, which means Irish users get the same UX as UK users with hreflang en-IE pointed at the global English version.
After the exit of Ulster Bank and KBC Ireland in 2022-2023, the Irish retail market is unusually concentrated around AIB, Bank of Ireland and Permanent TSB.
TODO_DATA: Bank of Ireland (Republic of Ireland) connector coverage is currently incomplete - confirm with Powens whether the BOI Republic API will be live for launch.
Allied Irish Banks
Major retailAIB, one of Ireland's two pillar banks.
Bank of Ireland
Major retailIreland's other pillar bank. NB: the Republic-of-Ireland connector for BOI is on the roadmap; the UK arm is supported via Open Banking.
Permanent TSB
Major retailMajor Irish retail bank with a focus on mortgages and current accounts.
Revolut Ireland
NeobankEuropean neobank with a very large Irish customer base.
N26 Ireland
NeobankGerman neobank with a sizeable Irish presence.
International banks available here
Don't see your bank?
Bank AI's coverage extends well beyond the names listed here, including the long tail of cooperative, regional and online-only institutions. If your bank isn't shown, get in touch and we'll confirm coverage.
1. Connect your accounts
Link banks, brokers, pensions and crypto wallets through PSD2-licensed open-banking partners. Read-only by default.
2. See the whole picture
Net worth, monthly cash flow, spending, savings, investments and crypto - in your home currency, refreshed automatically.
3. Let the AI do the heavy lifting
Categorisation, anomaly alerts, savings forecasts and a chat that answers plain-language questions about your money.
Central Bank of Ireland (CBI)PSD2 (Irish implementation)
Account types we surface
ETF and equity holdings, GIA-style brokerage accounts
Ireland does not offer ISA-style tax wrappers; held positions are read directly from your broker and shown alongside cash and crypto.
Brokers covered for Irish investors
- Trade Republic
- Saxo Bank
- Degiro
- eToro
- AJ Bell YouInvest
Brokers, wealth wrappers and exchanges connectable today
Curated subset of the wealth-capable institutions Bank AI connects in this market. Tap a card to see what positions, wrappers and tax data Bank AI surfaces for that provider.
Brokers and trading platforms(4)
Trade Republic
EUBerlin-headquartered broker with an EU banking licence, popular for fractional shares, ETFs and savings plans across Europe.
Saxo Bank
EUDanish bank and broker offering multi-asset trading (stocks, ETFs, bonds, futures, FX) across the EU and UK.
Degiro
EUDutch low-cost broker (now part of flatexDEGIRO) operating across the EU and UK; one of the largest retail brokers in Europe.
eToro
EUMulti-asset broker known for social-trading; stocks, ETFs, crypto and CFDs depending on local licensing.
Crypto exchanges and wallets(5)
Binance
EUGlobal crypto exchange; EU operations are routed through entities registered with national VASP regimes.
Coinbase
EUUS-listed (NASDAQ: COIN) crypto exchange with an Irish entity (Coinbase Ireland) covering the EU.
Bitpanda
EUVienna-headquartered fintech offering crypto, stocks, ETFs and metals; EU passporting via Austrian licensing.
Kraken
EUUS-headquartered crypto exchange with Irish entity for EU customers and FCA registration in the UK.
Crypto.com Exchange
EUGlobal crypto exchange and card-issuing fintech; EU operations routed through national VASP registrations.
Investing in Ireland - frequently asked questions
Which brokers can I connect from Ireland?
Pan-European brokers operating in Ireland under EU passporting, including Trade Republic, Saxo Bank, Degiro and eToro. UK platforms with Irish clients (AJ Bell, Hargreaves Lansdown) are surfaced where the broker exposes positions via the open-banking framework.
Does Bank AI track Irish deemed-disposal rules on ETFs?
Bank AI surfaces the underlying ETF holdings, prices and gains, but does not compute the 8-year deemed-disposal liability automatically - that calculation depends on cost basis, partial disposals and exit-tax rate, which are best handled in dedicated tax software. We give you a clean export of the holdings so the calculation is straightforward.
Can I see Bank of Ireland or AIB cash alongside my broker?
Yes. Bank of Ireland, AIB, Permanent TSB, Revolut and other Irish accounts read under PSD2 sit in the same view as your Trade Republic, Saxo or Degiro positions, with EUR / GBP / USD all consolidated to a single net-worth number.
Is Bank AI regulated to operate in Ireland?
Bank AI is a money app - the underlying account access is delivered by licensed Account Information Service Providers (AISPs) authorised by the Central Bank of Ireland or another EU regulator and passported into Ireland under PSD2. Bank AI itself never holds your money or your securities.
Can I track crypto and stocks together?
Yes. Coinbase, Kraken, Bitpanda and Binance balances appear alongside your broker positions in a single multi-asset, multi-currency view. The AI assistant reads across all of them so questions like "what is my equity exposure including crypto?" produce a real answer.
| Bank AI | Other tools | |
|---|---|---|
| Multi-bank, multi-country view | Yes | Partial |
| AI assistant grounded in your real data | Yes | No |
| EU data residency, GDPR by default | Yes | Partial |
| Crypto-ready (in build) | Partial | No |
Which Irish banks does Bank AI connect to?
Bank AI connects to AIB, Permanent TSB and the leading neobanks (Revolut Ireland, N26 Ireland). Bank of Ireland support for Republic-of-Ireland accounts is on the roadmap.
Is Bank AI regulated by the Central Bank of Ireland?
Bank AI is a money-management app. Account-data access happens via licensed AISP partners under PSD2, supervised either by the Central Bank of Ireland or by an EU regulator that has passported permissions into Ireland.
Does Bank AI work for Irish-UK cross-border users?
Yes. Bank AI consolidates Republic-of-Ireland (EUR) and UK (GBP) accounts in a single view, with cross-currency normalisation in your chosen home currency.
🇮🇪 Ireland
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