Ireland banking app - connect 5+ banks in one place
- Active connectors
- 5
- Retail coverage
- 80%
- Regulator
- CBI
- Currency
- EUR
Why Bank AI
Three things you should know:
Ireland is the only English-native EU launch market in Bank AI's portfolio, which means Irish users get the same UX as UK users with hreflang en-IE pointed at the global English version.
After the exit of Ulster Bank and KBC Ireland in 2022-2023, the Irish retail market is unusually concentrated around AIB, Bank of Ireland and Permanent TSB.
TODO_DATA: Bank of Ireland (Republic of Ireland) connector coverage is currently incomplete - confirm with Powens whether the BOI Republic API will be live for launch.
Banks we support
Allied Irish Banks
Major retailAIB, one of Ireland's two pillar banks.
Bank of Ireland
Major retailIreland's other pillar bank. NB: the Republic-of-Ireland connector for BOI is on the roadmap; the UK arm is supported via Open Banking.
Permanent TSB
Major retailMajor Irish retail bank with a focus on mortgages and current accounts.
Revolut Ireland
NeobankEuropean neobank with a very large Irish customer base.
N26 Ireland
NeobankGerman neobank with a sizeable Irish presence.
International banks available here
Wise
International accountMulti-currency account; in Ireland Wise operates via Wise Europe SA under its Belgian e-money licence.
Don't see your bank?
Bank AI's coverage extends well beyond the names listed here, including the long tail of cooperative, regional and online-only institutions. If your bank isn't shown, get in touch and we'll confirm coverage.
How Bank AI works
1. Connect your accounts
Link banks, brokers, pensions and crypto wallets through PSD2-licensed open-banking partners. Read-only by default.
2. See the whole picture
Net worth, monthly cash flow, spending, savings, investments and crypto - in your home currency, refreshed automatically.
3. Let the AI do the heavy lifting
Categorisation, anomaly alerts, savings forecasts and a chat that answers plain-language questions about your money.
Regulation and trust
Central Bank of Ireland (CBI)PSD2 (Irish implementation)
How Bank AI compares
| Bank AI | Other tools | |
|---|---|---|
| Multi-bank, multi-country view | Yes | Partial |
| AI assistant grounded in your real data | Yes | No |
| EU data residency, GDPR by default | Yes | Partial |
| Crypto-ready (in build) | Partial | No |
Frequently asked questions
Which Irish banks does Bank AI connect to?
Bank AI connects to AIB, Permanent TSB and the leading neobanks (Revolut Ireland, N26 Ireland). Bank of Ireland support for Republic-of-Ireland accounts is on the roadmap.
Is Bank AI regulated by the Central Bank of Ireland?
Bank AI is a money-management app. Account-data access happens via licensed AISP partners under PSD2, supervised either by the Central Bank of Ireland or by an EU regulator that has passported permissions into Ireland.
Does Bank AI work for Irish-UK cross-border users?
Yes. Bank AI consolidates Republic-of-Ireland (EUR) and UK (GBP) accounts in a single view, with cross-currency normalisation in your chosen home currency.
Also available in
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