Bank AI
Get the app

Banco Sabadell — Spanish retail and corporate bank headquartered in Alicante, supervised by Banco de Espana and the ECB, with a strong SME franchise.

HQ
Alicante / Sabadell
Customers
12M+ customers
Connection
PSD2 (read-only)

  • Current accounts and salary inflows

    Your Banco Sabadell current account, with salary credits tagged and outflows auto-categorised on the same taxonomy as your other banks.

  • Savings, deposits and pots

    Easy-access savings, fixed-term deposits and goal-based pots offered by Banco Sabadell are read alongside the current account so the full balance is never split.

  • Cards and recurring spend

    Debit-card and credit-card transactions are auto-categorised, with card-on-file subscriptions detected as recurring monthly spend.

  • Standing orders and direct debits

    Mortgage payments, rent, utilities and SEPA direct debits hitting your Banco Sabadell account are detected so non-discretionary outflows are clear month-on-month.

  • Current accounts

    Read by Bank AI

    Read-only view of your daily spending account: balance, transactions, IBAN. Bank AI never moves the money - it stays in the bank.

  • Savings accounts

    Read by Bank AI

    Easy-access savings, vaults, fixed-term deposits and pots are read alongside the current account so the full balance picture is never split.

  • Joint accounts

    Read by Bank AI

    Joint accounts are read for every co-holder who connects the bank under their own consent - each member sees the same balances and transactions.

  • Business accounts

    Read by Bank AI

    Where the bank exposes business / SME / freelancer accounts via PSD2, they are read alongside personal accounts and tagged separately for clean reporting.

  • Multi-currency balances

    Not yet supported

    Multi-currency wallets surface every currency you hold separately, with FX rates applied so home-currency net worth stays accurate.

  • Debit and credit cards

    Read by Bank AI

    Card-only products without a full IBAN account are read for spend, statements and standing orders just like a current account.

Auto-classified merchants

  • Mercadona
  • Carrefour
  • Dia
  • El Corte Ingles
  • Renfe
  • Repsol
  • Cepsa
  • Amazon

Detected subscriptions

  • Netflix
  • Spotify
  • Movistar+
  • Disney+
  • Movistar
  • MasMovil

  • How much sits across my Sabadell cuenta corriente and any savings products?
  • Compare my Sabadell card spend at Mercadona and Dia with last quarter.
  • List every recurring Movistar, MasMovil and Movistar+ payment on my account.
  • What's the next direct debit due on my Banco Sabadell account?

Does Bank AI move money on my Banco Sabadell account?

No. Bank AI is read-only by design. Transfers, payments and standing orders continue to happen inside Banco Sabadell. Bank AI surfaces balances, transactions and recurring totals; every action remains under your control inside the Banco Sabadell app.

How does Bank AI connect to Banco Sabadell?

Banco Sabadell exposes account data via PSD2. Bank AI uses licensed Account Information Service Providers (AISPs) to read balances, transactions and standing orders; Strong Customer Authentication is enforced every 90 days as the rules require.

Does Bank AI surface my Sabadell Cuenta Expansion?

Yes. The connection is at account level - Cuenta Expansion, Cuenta Online and other variants are read identically. The tier's monthly fee is detected as a recurring outflow.

What about my Sabadell business and autonomos accounts?

Where Sabadell exposes business / autonomos accounts under PSD2, they appear under your Sabadell connection and are tagged separately for clean SME reporting.

Are TSB accounts read under the same Sabadell connection?

TSB is owned by Banco Sabadell but operates its own UK banking licence and is read as a separate connection under the UK section of Bank AI.

What happens if Banco Sabadell raises a connectivity error?

PSD2 connections occasionally require re-authentication (the 90-day SCA refresh) or fail because of a Banco Sabadell-side maintenance window. Bank AI shows a clear status pill on the connection and prompts you to re-authenticate without losing any of your data.

Get the app