CaixaBank — Spanish retail-bank leader headquartered in Valencia, supervised by Banco de Espana and the ECB, with the largest branch network in Spain.
- HQ
- Valencia
- Customers
- 20M+ customers in Spain and Portugal
- Connection
- PSD2 (read-only)
Current accounts and salary inflows
Your CaixaBank current account, with salary credits tagged and outflows auto-categorised on the same taxonomy as your other banks.
Savings, deposits and pots
Easy-access savings, fixed-term deposits and goal-based pots offered by CaixaBank are read alongside the current account so the full balance is never split.
Cards and recurring spend
Debit-card and credit-card transactions are auto-categorised, with card-on-file subscriptions detected as recurring monthly spend.
Standing orders and direct debits
Mortgage payments, rent, utilities and SEPA direct debits hitting your CaixaBank account are detected so non-discretionary outflows are clear month-on-month.
Current accounts
Read by Bank AIRead-only view of your daily spending account: balance, transactions, IBAN. Bank AI never moves the money - it stays in the bank.
Savings accounts
Read by Bank AIEasy-access savings, vaults, fixed-term deposits and pots are read alongside the current account so the full balance picture is never split.
Joint accounts
Read by Bank AIJoint accounts are read for every co-holder who connects the bank under their own consent - each member sees the same balances and transactions.
Business accounts
Read by Bank AIWhere the bank exposes business / SME / freelancer accounts via PSD2, they are read alongside personal accounts and tagged separately for clean reporting.
Multi-currency balances
Not yet supportedMulti-currency wallets surface every currency you hold separately, with FX rates applied so home-currency net worth stays accurate.
Debit and credit cards
Read by Bank AICard-only products without a full IBAN account are read for spend, statements and standing orders just like a current account.
Auto-classified merchants
- Mercadona
- Carrefour
- Lidl
- El Corte Ingles
- Renfe
- Repsol
- Cepsa
- Amazon
Detected subscriptions
- Netflix
- Spotify
- Movistar+
- Disney+
- Movistar
- Vodafone Espana
- How much sits across my CaixaBank cuenta corriente, plan de pensiones and fondo de inversion?
- Compare my CaixaBank card spend at Mercadona and Lidl with last quarter.
- List every recurring Movistar, Vodafone and Movistar+ payment on my CaixaBank account.
- What's the next direct debit due on my CaixaBank account?
- Bank
Banco Santander
Spanish global bank with retail across Spain, UK, US and LatAm; surfaced in Bank AI.
→ - Bank
BBVA
Spanish global bank with retail across Spain, Mexico, Turkey, LatAm; surfaced in Bank AI.
→ - Bank
Banco Sabadell
Spanish retail and corporate bank with a strong SME franchise; surfaced in Bank AI.
→ - Country
🇪🇸 Spain
Spain has one of the most-consolidated banking sectors in Europe after a decade of mergers - five groups (Santander, BBVA, CaixaBank, Sabadell, Bankinter) hold the vast majority of retail deposits.
→
Does Bank AI move money on my CaixaBank account?
No. Bank AI is read-only by design. Transfers, payments and standing orders continue to happen inside CaixaBank. Bank AI surfaces balances, transactions and recurring totals; every action remains under your control inside the CaixaBank app.
How does Bank AI connect to CaixaBank?
CaixaBank exposes account data via PSD2. Bank AI uses licensed Account Information Service Providers (AISPs) to read balances, transactions and standing orders; Strong Customer Authentication is enforced every 90 days as the rules require.
Does Bank AI work with CaixaBankNow and the now app?
CaixaBankNow / now is the customer-portal interface; the underlying current and savings accounts are what Bank AI reads via PSD2. Switching banking-app interfaces does not affect the connection.
What about my CaixaBank pension plan and investment fund?
Where CaixaBank exposes pension-plan and investment-fund positions via PSD2, balances and contribution flows are surfaced alongside the cuenta corriente.
Are CaixaBank business / autonomos accounts read too?
Where CaixaBank exposes business / autonomos accounts under PSD2, they appear under your CaixaBank connection and are tagged separately from personal accounts.
What happens if CaixaBank raises a connectivity error?
PSD2 connections occasionally require re-authentication (the 90-day SCA refresh) or fail because of a CaixaBank-side maintenance window. Bank AI shows a clear status pill on the connection and prompts you to re-authenticate without losing any of your data.
Get the app