Bank AI
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Deutsche Bank Frankfurt-headquartered global bank supervised by BaFin and the ECB Single Supervisory Mechanism, with a strong private-banking and corporate franchise.

HQ
Frankfurt
Customers
19M+ private and business clients
Connection
PSD2 (read-only)

  • Current accounts and salary inflows

    Your Deutsche Bank current account, with salary credits tagged and outflows auto-categorised on the same taxonomy as your other banks.

  • Savings, deposits and pots

    Easy-access savings, fixed-term deposits and goal-based pots offered by Deutsche Bank are read alongside the current account so the full balance is never split.

  • Cards and recurring spend

    Debit-card and credit-card transactions are auto-categorised, with card-on-file subscriptions detected as recurring monthly spend.

  • Standing orders and direct debits

    Mortgage payments, rent, utilities and SEPA direct debits hitting your Deutsche Bank account are detected so non-discretionary outflows are clear month-on-month.

  • Current accounts

    Read by Bank AI

    Read-only view of your daily spending account: balance, transactions, IBAN. Bank AI never moves the money - it stays in the bank.

  • Savings accounts

    Read by Bank AI

    Easy-access savings, vaults, fixed-term deposits and pots are read alongside the current account so the full balance picture is never split.

  • Joint accounts

    Read by Bank AI

    Joint accounts are read for every co-holder who connects the bank under their own consent - each member sees the same balances and transactions.

  • Business accounts

    Read by Bank AI

    Where the bank exposes business / SME / freelancer accounts via PSD2, they are read alongside personal accounts and tagged separately for clean reporting.

  • Multi-currency balances

    Read by Bank AI

    Multi-currency wallets surface every currency you hold separately, with FX rates applied so home-currency net worth stays accurate.

  • Debit and credit cards

    Read by Bank AI

    Card-only products without a full IBAN account are read for spend, statements and standing orders just like a current account.

Auto-classified merchants

  • REWE
  • EDEKA
  • Aldi
  • Lidl
  • IKEA
  • Deutsche Bahn
  • Lufthansa
  • Amazon

Detected subscriptions

  • Netflix
  • Spotify
  • Disney+
  • DAZN
  • Telekom
  • Sky Deutschland

  • How much sits across my Deutsche Bank Girokonto, Tagesgeld and Festgeld?
  • Compare my Deutsche Bank credit-card spend with my Postbank card.
  • List every recurring Telekom, Sky and DAZN payment on my Deutsche Bank account.
  • What's the next direct debit due on my Deutsche Bank account?

Does Bank AI move money on my Deutsche Bank account?

No. Bank AI is read-only by design. Transfers, payments and standing orders continue to happen inside Deutsche Bank. Bank AI surfaces balances, transactions and recurring totals; every action remains under your control inside the Deutsche Bank app.

How does Bank AI connect to Deutsche Bank?

Deutsche Bank exposes account data via PSD2. Bank AI uses licensed Account Information Service Providers (AISPs) to read balances, transactions and standing orders; Strong Customer Authentication is enforced every 90 days as the rules require.

Is Postbank the same as Deutsche Bank?

Postbank is the retail brand of Deutsche Bank (DB Privat- und Firmenkundenbank). Bank AI reads each one as its own connection, so an existing Postbank relationship and a Deutsche Bank account stay distinct.

Does Bank AI work with Deutsche Bank Maxblue?

Maxblue is Deutsche Bank's online brokerage. Where it exposes brokerage holdings via PSD2, equity, ETF and bond positions are read alongside the current account, so spending and investing are visible in one place.

What about my Deutsche Bank Tagesgeld and Festgeld?

Tagesgeld and Festgeld balances are read as distinct sub-balances under your Deutsche Bank connection, with maturities and rates surfaced where exposed.

What happens if Deutsche Bank raises a connectivity error?

PSD2 connections occasionally require re-authentication (the 90-day SCA refresh) or fail because of a Deutsche Bank-side maintenance window. Bank AI shows a clear status pill on the connection and prompts you to re-authenticate without losing any of your data.

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