- The watching
- Live today
- Recurring move
- Coming soon
- Every move
- You approve
The work is automatic, the decision isn't
Bank AI does the tedious part on a schedule: reading your accounts, sizing what you can spare, preparing the move. The decision stays yours - every recurring move is execution-only and needs your one-tap approval.
Sized to your real life, every cycle
The recurring proposal isn't a fixed direct debit. Each cycle Bank AI re-reads your spending and re-sizes the move, so a tight month invests less and a flush month more. No round-up mechanic - just what you can genuinely spare.
Diversified, in your currency
When auto-invest goes live, the recurring move points at diversified funds and ETFs, fractional, in your home currency, through a licensed regulated brokerage partner. Investing involves risk and your capital is at risk; nothing is guaranteed.
- 01
Connect and set the rhythm
Authorise read-only access via PSD2-licensed open banking - live today across 200+ institutions - and choose how often you want a move proposed (for example, monthly after payday).
- 02
Bank AI prepares each move
On your chosen cycle, Bank AI re-reads your spending, sizes what you can spare, and prepares an invest-or-save proposal. Today that's a recurring insight; soon it's a ready-to-approve move.
- 03
One tap, then forget it (coming soon)
When auto-invest rolls out, you approve the recurring move with one tap - or skip, or adjust - and it executes through a licensed regulated brokerage partner. Execution-only, capital at risk. Join the in-app early-access list.
221+ wealth-capable institutions tracked in the Bank AI inventory. The full grouped list - brokers, wealth-insurance, bank wealth and crypto - lives on the Investing pillar.
Investing →- Investing
Portfolio tracker
Live positions, dividends and allocation across every broker and wrapper.
→ - Investing
Multi-broker dashboard
Overlap, exposure and total wealth across every broker, in your currency.
→ - Investing
Net worth tracker
Cash, investments, pensions, crypto and manual assets in one number.
→ - Investing
Invest spare money
Bank AI sizes a move to what you can genuinely spare - you approve every move. Coming soon.
→ - Investing
Invest from spending
A move sized to how you actually spend - you approve every move. Coming soon.
→
Does 'set and forget' mean Bank AI invests without asking?
No. Set-and-forget here means the work is automatic, not the decision. Bank AI watches, sizes and prepares each recurring move, but it is execution-only and acts only on your one-tap approval. There is no discretionary or autonomous investing. You approve every move.
Is the recurring amount fixed?
No. Each cycle Bank AI re-reads your real spending and re-sizes the move to what you can genuinely spare that month. A tight month invests less, a flush month more. It is not a fixed direct debit and there is no round-up mechanic.
Can I skip or change a move?
Yes. Every recurring move is presented for approval - you can approve, adjust the amount, save instead of invest, or skip the cycle entirely. Because it is execution-only, nothing happens until you tap to approve.
Is auto-invest available now?
Not yet. The watching and sizing are live today as part of Bank AI's aggregation and AI insights. The deposit -> auto-invest layer that executes the recurring move is coming soon. Join the in-app early-access list to be first when it rolls out.
What does it invest in, and who executes?
When auto-invest ships, the recurring move points at diversified funds and ETFs, fractional, in your home currency, executed through a licensed regulated brokerage partner. Investing involves risk and your capital is at risk; Bank AI makes no returns promises.
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