- Spare-money signal
- Live today
- Auto-invest
- Coming soon
- Every move
- You approve
Sized from what you can spare
Bank AI reads income and spending across every connected account and works out a genuinely affordable figure for the month. No fixed direct debit that bites in a heavy month - and no round-up gimmick. Just what you can actually spare.
You approve every move
Bank AI never moves money on its own. When the deposit -> auto-invest layer rolls out, every proposed move is execution-only and waits for your one-tap approval. Nothing is discretionary, nothing is automatic without you.
Diversified, in your currency
When auto-invest goes live, the proposal points at diversified funds and ETFs, fractional so any spare amount can be put to work, denominated in your home currency. Investing involves risk and your capital is at risk; Bank AI never promises returns.
- 01
Connect every account
Authorise read-only access to your banks, brokers and pensions via PSD2-licensed open banking. This is live today: Bank AI immediately sees your full money picture across 200+ supported institutions.
- 02
See what you can spare
Bank AI categorises spending, audits subscriptions and surfaces what's genuinely left over this month. Today this is insight you act on yourself; it's the same signal that will size the auto-invest proposal.
- 03
Approve the move (coming soon)
When the deposit -> auto-invest layer ships, Bank AI proposes an invest-or-save move and executes it on your one-tap approval, through a licensed regulated brokerage partner. Execution-only, you approve every move, capital at risk. Join the in-app early-access list to be first.
221+ wealth-capable institutions tracked in the Bank AI inventory. The full grouped list - brokers, wealth-insurance, bank wealth and crypto - lives on the Investing pillar.
Investing →- Investing
Portfolio tracker
Live positions, dividends and allocation across every broker and wrapper.
→ - Investing
Multi-broker dashboard
Overlap, exposure and total wealth across every broker, in your currency.
→ - Investing
Net worth tracker
Cash, investments, pensions, crypto and manual assets in one number.
→ - Investing
Invest from spending
A move sized to how you actually spend - you approve every move. Coming soon.
→ - Investing
Set-and-forget investing
Automate the work, not the decision - you approve every recurring move. Coming soon.
→
Does Bank AI invest my money automatically today?
Not yet. Today Bank AI aggregates your accounts and tells you what you can spare and what move to consider. The deposit -> auto-invest layer is coming soon: when it ships, Bank AI will propose a move and execute it only on your one-tap approval, through a licensed regulated brokerage partner. It is execution-only - never discretionary.
How does Bank AI decide what I can spare?
It reads income and spending across every connected account, categorises transactions and audits subscriptions, then works out what is genuinely left over this month. The figure flexes with your real cashflow rather than a fixed amount you set once. There is no round-up or spare-change mechanic.
Will I keep control over every investment?
Yes. Every move is execution-only and requires your one-tap approval. Bank AI never moves money or places a trade on its own, and there is no discretionary portfolio management. You approve every move.
What will I be able to invest in?
When auto-invest rolls out, proposals point at diversified funds and ETFs, fractional so any spare amount can be put to work, in your home currency. Investing involves risk and your capital is at risk; Bank AI makes no returns promises and nothing is guaranteed.
Who executes the trades?
Trades will be executed through a licensed, regulated brokerage partner. Bank AI provides the read-only money picture and the proposal; the partner provides regulated execution. The aggregation that powers it all is live today via PSD2-licensed open banking.
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