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Webank — Italian online bank operated by Banco BPM, with a digital-direct conto corrente and integrated trading platform.

HQ
Milan
Customers
240k+ customers
Connection
PSD2 (read-only)

  • Current accounts and salary inflows

    Your Webank current account, with salary credits tagged and outflows auto-categorised on the same taxonomy as your other banks.

  • Savings, deposits and pots

    Easy-access savings, fixed-term deposits and goal-based pots offered by Webank are read alongside the current account so the full balance is never split.

  • Cards and recurring spend

    Debit-card and credit-card transactions are auto-categorised, with card-on-file subscriptions detected as recurring monthly spend.

  • Standing orders and direct debits

    Mortgage payments, rent, utilities and SEPA direct debits hitting your Webank account are detected so non-discretionary outflows are clear month-on-month.

  • Current accounts

    Read by Bank AI

    Read-only view of your daily spending account: balance, transactions, IBAN. Bank AI never moves the money - it stays in the bank.

  • Savings accounts

    Read by Bank AI

    Easy-access savings, vaults, fixed-term deposits and pots are read alongside the current account so the full balance picture is never split.

  • Joint accounts

    Read by Bank AI

    Joint accounts are read for every co-holder who connects the bank under their own consent - each member sees the same balances and transactions.

  • Business accounts

    Not yet supported

    Where the bank exposes business / SME / freelancer accounts via PSD2, they are read alongside personal accounts and tagged separately for clean reporting.

  • Multi-currency balances

    Not yet supported

    Multi-currency wallets surface every currency you hold separately, with FX rates applied so home-currency net worth stays accurate.

  • Debit and credit cards

    Read by Bank AI

    Card-only products without a full IBAN account are read for spend, statements and standing orders just like a current account.

Auto-classified merchants

  • Amazon
  • Esselunga
  • Booking.com
  • Apple
  • Trenitalia
  • Eni Plenitude
  • Ryanair
  • IKEA

Detected subscriptions

  • Netflix
  • Spotify
  • DAZN
  • Disney+
  • TIM
  • Vodafone

  • How much sits across my Webank conto and conto deposito today?
  • Compare my Webank trading commissions with last quarter.
  • List every active subscription on my Webank card.
  • What's the next direct debit due on my Webank account?

Does Bank AI move money on my Webank account?

No. Bank AI is read-only by design. Transfers, payments and standing orders continue to happen inside Webank. Bank AI surfaces balances, transactions and recurring totals; every action remains under your control inside the Webank app.

How does Bank AI connect to Webank?

Webank exposes account data via PSD2. Bank AI uses licensed Account Information Service Providers (AISPs) to read balances, transactions and standing orders; Strong Customer Authentication is enforced every 90 days as the rules require.

Are my Webank trading positions surfaced in Bank AI?

Where Webank exposes brokerage holdings via PSD2, equity, ETF and bond positions are read alongside the conto corrente, so spending and investing are visible in one place.

Is Webank the same as Banco BPM?

Webank is operated by Banco BPM as its online direct-bank brand. Bank AI reads each one as its own connection, so an existing Banco BPM relationship and a Webank account stay distinct.

What about Webank conto deposito?

Conto deposito balances are read as distinct sub-balances under your Webank connection, with maturities and rates surfaced where exposed.

What happens if Webank raises a connectivity error?

PSD2 connections occasionally require re-authentication (the 90-day SCA refresh) or fail because of a Webank-side maintenance window. Bank AI shows a clear status pill on the connection and prompts you to re-authenticate without losing any of your data.

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