Postbank — German retail bank with a deep branch and post-office network, operated as the retail brand of Deutsche Bank's Privat- und Firmenkundenbank.
- HQ
- Bonn
- Customers
- 12M+ customers
- Connection
- PSD2 (read-only)
Current accounts and salary inflows
Your Postbank current account, with salary credits tagged and outflows auto-categorised on the same taxonomy as your other banks.
Savings, deposits and pots
Easy-access savings, fixed-term deposits and goal-based pots offered by Postbank are read alongside the current account so the full balance is never split.
Cards and recurring spend
Debit-card and credit-card transactions are auto-categorised, with card-on-file subscriptions detected as recurring monthly spend.
Standing orders and direct debits
Mortgage payments, rent, utilities and SEPA direct debits hitting your Postbank account are detected so non-discretionary outflows are clear month-on-month.
Current accounts
Read by Bank AIRead-only view of your daily spending account: balance, transactions, IBAN. Bank AI never moves the money - it stays in the bank.
Savings accounts
Read by Bank AIEasy-access savings, vaults, fixed-term deposits and pots are read alongside the current account so the full balance picture is never split.
Joint accounts
Read by Bank AIJoint accounts are read for every co-holder who connects the bank under their own consent - each member sees the same balances and transactions.
Business accounts
Read by Bank AIWhere the bank exposes business / SME / freelancer accounts via PSD2, they are read alongside personal accounts and tagged separately for clean reporting.
Multi-currency balances
Not yet supportedMulti-currency wallets surface every currency you hold separately, with FX rates applied so home-currency net worth stays accurate.
Debit and credit cards
Read by Bank AICard-only products without a full IBAN account are read for spend, statements and standing orders just like a current account.
Auto-classified merchants
- REWE
- EDEKA
- Aldi
- Lidl
- Deutsche Post
- DHL
- Deutsche Bahn
- Amazon
Detected subscriptions
- Netflix
- Spotify
- Disney+
- DAZN
- Telekom
- 1&1
- How much sits across my Postbank Girokonto and Sparbuch today?
- Compare my Postbank card spend at REWE and EDEKA with last quarter.
- List every recurring Telekom, 1&1 and Sky payment on my Postbank account.
- What's the next Postbank direct debit due?
- Bank
N26
Berlin-headquartered digital bank with a BaFin licence; Girokonto and Spaces surfaced in Bank AI.
→ - Bank
Sparkasse
Germany's largest banking group; ~370 regional Sparkassen surfaced in Bank AI.
→ - Bank
Deutsche Bank
Frankfurt global bank; private and business accounts surfaced in Bank AI.
→ - Country
🇩🇪 Germany
Germany has the largest banking system in continental Europe by branch count, with roughly 1,500 individual licensed institutions across the public, cooperative and private pillars.
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Does Bank AI move money on my Postbank account?
No. Bank AI is read-only by design. Transfers, payments and standing orders continue to happen inside Postbank. Bank AI surfaces balances, transactions and recurring totals; every action remains under your control inside the Postbank app.
How does Bank AI connect to Postbank?
Postbank exposes account data via PSD2. Bank AI uses licensed Account Information Service Providers (AISPs) to read balances, transactions and standing orders; Strong Customer Authentication is enforced every 90 days as the rules require.
Is Postbank the same as Deutsche Bank?
Postbank is operated as the retail brand of Deutsche Bank (DB Privat- und Firmenkundenbank). Bank AI reads each one as its own connection so a Postbank relationship and a Deutsche Bank account stay distinct.
Does Bank AI work with Postbank Giro plus and Giro extra plus?
Yes. The connection is at account level, not at product-tier level. The tier-specific monthly fee is detected as a recurring subscription.
What about my Postbank Sparbuch?
Where Postbank exposes the Sparbuch under PSD2, balances and accrued interest are surfaced as a distinct sub-balance under your Postbank connection.
What happens if Postbank raises a connectivity error?
PSD2 connections occasionally require re-authentication (the 90-day SCA refresh) or fail because of a Postbank-side maintenance window. Bank AI shows a clear status pill on the connection and prompts you to re-authenticate without losing any of your data.
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